Can a Heritage loans officer come to my home?
How can I deposit cash or a cheque into my Heritage account?
If you'd like to deposit money into your Heritage account, you can do so at one of our branch locations.
If you're unable to find a branch close by, you might like to use Bank@Post for your deposit.
How do I apply for a credit card, personal loan or home loan with Heritage?
How do I contact Heritage if I have a query or complaint?
I cannot locate my local Heritage branch. Where do I find it?
What are the operating hours for the Contact Centre?
Our Contact Centre is available to answer your call 24 hours a day, 7 days a week on 13 14 22.
You can also find the opening hours for our branch locations using our branch locator tool.
What products does Heritage offer?
How can I check my account balance?
To check your account balance with Heritage Bank you can:
If you'd like to register for internet or phone banking, contact us on 13 14 22 or visit your local branch.
Where is the closest ATM?
Who owns Heritage Bank?
Heritage Bank Limited is an Australian mutual financial institution. This means we're owned by our customers, not shareholders. Instead of pursuing massive profits, our customer-owned status means we can focus on putting People first through award-winning service, great products, low fees and competitive interest rates. Learn more.
What has happened to my Pay Anyone Password?
If you register your membership for SMS Services, SMS Security replaces your Pay Anyone Password as the method of authentication.
This means that if you had a Pay Anyone Password but choose to register for SMS Banking Services in Heritage Online, your Pay Anyone Password will be replaced and you will no longer be able to complete functions using this password.
Please note that although it is not a requirement to sign up for SMS Services, you can only have a Pay Anyone Password OR SMS services, not both.
If you have mistakenly registered for SMS Services and wish to reactivate your Pay Anyone Password, please contact us on 13 14 22.
How do I add a new Heritage or Inter-bank Payee (a new transfer destination)?
In Heritage Online, the Pay Anyone process is streamlined. To perform a transfer to a new destination, simply enter the details of the new destination into the fields provided.
The system will automatically detect that it's a new payee and ask for the appropriate authentication. This will be either a Pay Anyone Password or a One Time Password depending on your settings.
Once the payee is added you can complete the transfer as normal. To learn more about transferring money in Heritage Online you can also watch this helpful how-to video.
Adding a new Heritage or inter-bank payee in our Mobile Banking App is easy. Make sure your device is authenticated before getting started.
How do I view my Visa Authorisations or my Payments in Advance/Loan Details?
Heritage Online has introduced the “I Need To…” and “I’d Like To…” panels. These panels are located on the right hand of the screen and the options available change depending on your membership characteristics, and the page that you are viewing.
Two options that are likely to be useful are “View Visa Authorisations” and “View Loan Details”. These two can be found in the “I’d Like To...” panel and they will only appear if you are viewing transactions for an account for which this option is relevant.
For example, if you view transactions for an account with a credit or debit card attached, the option to “View Visa Authorisations” will be visible. If you view transactions for any loan account, the option to “View loan/Line of Credit Details” will appear. Many other options that used to appear under the “A/C DETAILS” menu are now contained under the “I’d Like To…” panel, including viewing details of a term deposit, or finding the available balance breakdown of an account.
What are the fees for using my Visa debit or credit card overseas?
Does Heritage offer cardless cash?
We do not offer cardless cash withdrawals at our ATM's. If your card has been lost, stolen or misplaced, it's important to cancel it as soon as possible. You can do this in our Mobile Banking App or by calling 13 14 22.
If you require emergency access to cash, you can withdraw money from your local branch provided we can identify you sufficiently.
Alternatively, give us a call on 13 14 22 and ask us to order a new card for you. Card delivery usually takes 7-10 working days, however you can request an express post card delivery within 5 working days for a fee of $25.
How do I activate or check the balance of a Heritage gift card?
For information about activating a gift card that was gained through the Heritage Credits rewards program, click here. These are gift cards issued by other companies, like Myers or Bunnings, that you have chosen to use your reward points on.
To activate your Heritage Gift Card, please visit heritagebankgiftcard.com.au. Enter the 17 digit card number, along with the 4 digit code that is detailed in the attached letter.
Heritage issues a wide range of VISA Prepaid cards on behalf of Prepaid Partners. These cards are generally branded with the prepaid partners artwork and say "Issued by Heritage Bank" on the back of the card. For all enquiries on these cards, first contact the card's branding company. Otherwise, contact Heritage on 13 14 22 or email Heritage's prepaid team.