Accounts

Let us help you with your saving goals via one of our savings or transaction accounts.

Simply Access Transaction account
Our Simply Access account is just that - a simple, but flexible, transaction account with no monthly fee, a Visa Debit Card, free eftpos and 24/7 access to your income.
Online Saver Savings Account
When you add an Online Saver account to your Simply Access transaction account you can manage your savings online and earn higher interest.
More savings accounts

Kids Bank Account
Help establish your child’s spending and saving habits with their very own bank account.
Christmas Club 
Help take the stress out of the most expensive time of the year with a Christmas Club savings account.
Target Bonus
Earn bonus interest when you make regular deposits and no withdrawals with our Target Bonus savings account. Open online today with our Simply Access transaction account.
More transaction accounts

100% Offset Account

Take a look at our Mortgage Crusher offset account that offers 100% offset with your eligible variable loan and convenient access to your money. 

Pension Plus pension account
If you are 55 years or older and retired, or receive an Australian government pension, this account gives you secure access to your money while earning a competitive interest rate.
Business Cheque transaction account
This low-cost account is designed with small to medium businesses needs in mind and handles your day-to day business, company or trust transactions efficiently.
Make a big move
Term Deposit
A term deposit gives you a fixed interest rate for a nominated time of 1 month to 5 years. This means you’ll know exactly what your investment is worth ahead of time. 
Interest rates for accounts

View a list of all interest rates for our account offering.

Accessing your account

Access your account in your way with helpful tips on how to activate a card, change your PIN, set up eStatements and other ways to bank.

Heritage Bank chosen as Money magazine's Customer-Owned Money Minder of the Year 2021

2021 Customer Owned Money Minder of the Year

The results are in! We are Money Magazine's Customer-Owned Money Minder of the Year 2021.

Learn about this award.

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