Refer a Friend
Refer a friend, family member or colleague to Heritage Bank for a Home Loan or Business Loan and you could get $250 each!*
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24 September 2021: Please be aware of the “Flubot” scam targeting mobile phones across Australia. Learn more.
Accounts
Our Transaction Account
Our Simply Access account comes with:
- No monthly fees
- Visa debit card
- Free EFTPOS
- 24/7 access
Our Online Savings Account
With our Online Saver account you can:
- Manage your savings online
- Earn higher interest
- Pay no account fees
Term Deposit
A term deposit gives you a fixed interest rate for a nominated time of 1 month to 5 years. This means you’ll know exactly what your investment is worth ahead of time.
More savings accounts
Kids Bank Account
Help establish your child’s spending and saving habits with their very own bank account.
Christmas Club
Help take the stress out of the most expensive time of the year with a Christmas Club savings account, locked between 1 February - 31 October each year.
Target Bonus
Earn bonus interest when you make regular deposits and no withdrawals with our Target Bonus savings account. Open online today with our Simply Access transaction account.
More transaction accounts
100% Offset Account
Take a look at our Mortgage Crusher offset account that offers 100% offset with your eligible variable loan and convenient access to your money.
Pension Plus pension account
If you are 55 years or older and retired, or receive an Australian government pension, this account gives you secure access to your money while earning a competitive interest rate.
Business Cheque transaction account
This low-cost account is designed with small to medium businesses needs in mind and handles your day-to day business, company or trust transactions efficiently.
Make a big move
Accessing your account
Access your account in your way with helpful tips on how to activate a card, change your PIN, set up eStatements and other ways to bank.
2021 Customer Owned Money Minder of the Year
The results are in! We are Money Magazine's Customer-Owned Money Minder of the Year 2021.
These articles may help you
How to choose the best savings account for you
Saving throughout your lifetime is important, so making sure you have the right account is key.
Learn more
3 leftover recipe ideas to spark your creativity
So, you’ve got leftovers but aren’t sure how to use them? To spark your creativity, check out these 3 leftover recipe ideas from food rescue organisation OzHarvest.
Learn more
We are here to help
Our specialists will help you find the right product and support you through every step of the purchase.
Or call 13 14 22 to speak to an expert