5 July 2022: Heritage is currently reviewing its position in relation to the RBA's decision to increase the Official Cash Rate. We'll make an announcement here as soon as we finalise our decision.
What makes our home loans better?
Flexible repayment options
Unlimited additional repayments and online redraw available
Family Guarantee
Your family members can use the equity in their own home to provide additional security for part of your loan amount
People first service
People first service and commitment to our customer-owned values
"Heritage staff were really helpful and made it a really easy process. We've done what we wanted, and still have room to play if we need."
Heritage Home Loan customers, Fellows Family
People first. Always.
We've been committed to Australian communities since 1875. In a world where so much has changed, our mission to put people before profits, never has.
If you're looking for a variable rate home loan with flexible access, we have options for you.
More home loan options
Are you looking for a specific home loan feature? Along with variable and fixed home loans, we have a range of home loan options designed to suit different home buying journeys.
| Home Advantage Package | Our home loan package |
| Family Guarantee | Guarantor solution |
| Bridging Loan | Buy new while your existing house is on the market |
| Mortgage Crusher Account | 100% offset account |
| Heartland Reverse Mortgage | Over 60's equity loan |
Our specialists are here to support you through every step of your home buying journey.
If you have a question about our home loans, please tap here for live assistance.