Understand your credit card's interest free period
By understanding your card's interest free period, you can make sure your card (and money) is working for you in the best way possible.
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Compare Credit Cards
Platinum Credit Card |
Classic Credit Card |
Gold Low Rate Credit Card |
Minimum Credit Limit |
||
| $6,000 | $1,000 | $1,000 |
Interest free days |
||
| up to 55 days* | up to 55 days* | Nil |
Interest Rate on Purchases |
||
Balance Transfer |
||
| 0% for 12 months‡ | No | 0% for 12 months‡ |
Annual fee |
||
| $125 | $55 | $0 |
Heritage Credits rewards program |
||
| Yes† | Yes† | No |
Complimentary Insurance |
||
| Yes - Platinum Insurance | No | No |
Interest Rate on Cash Advances |
||
Maximum cash advance amount per day |
||
| $5,000 | $1,000 | $1,000 |
| Apply for our Platinum card | Apply for our Classic card | Apply for our Gold Low Rate card |
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With all our Credit Cards
With all our Credit Cards
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- Block online, international in-store or all card payments in our Mobile Banking App
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- Visa Offers + Perks
- Wide range of payment options including BPAY, automatic credit card payments, internet banking transfers and at your local branch
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