People First Bank is coming soon

Since the merger of Heritage Bank and People’s Choice, we’ve been working to bring together our products, services and technology under our new brand - People First Bank.

Good things are coming. It will take a little longer to seamlessly bring our new brand to life for our Heritage customers. In the meantime, watch this space – exciting updates will be landing soon.

A fresh look for our friendly faces

Next time you visit a Heritage branch, you may notice our friendly team wearing People First Bank uniforms. This is a positive step towards bringing our Australia-wide teams together and slowly introducing our new brand to our regular branch visitors.

While our team will be wearing different uniforms, you’ll see the same smiling faces and personalised service in your local branch.

Modbury-Uniforms

New-look branches

We’re taking a phased approach to introducing the People First Bank brand to our Heritage branches. This started in 2025 with the transformation of our People’s Choice branches and Toowoomba Head Office to the People First Bank brand. In the future, we’ll begin transforming our network of Heritage branches to reflect our new brand. Rest assured, any changes to your local branch will be communicated to regular users with plenty of notice.

Although our branches and uniforms will start to look a little different, you'll still find the same Heritage products, services and staff – and can continue banking as you currently do.

Stay tuned - we’ll be in touch

We’re committed to keeping you informed every step of the way.

If there are any impacts to how you bank with us, we’ll contact you with plenty of notice and assistance. Until then, keep banking as you currently do.

Are your details up to date?

To stay in the loop with People First Bank, make sure to keep your communication preferences and contact details up to date.

To update your details, head to:

Internet Banking > Settings > Manage Contact Details or give us a call on 13 14 22.
Thank you

A customer-owned bank for people like you

In case you missed it, People’s Choice and Heritage Bank merged in March 2023 to create one of Australia’s largest customer-owned banks – People First Bank. Our name says it all – we’re a bank for people like you.

We’re on an exciting journey to bring our products, services and technology together under the People First Bank brand. This will take a little bit more time, but we assure you it’s worth the wait.

There will be some changes along the way, but the ultimate goal is to create a smoother digital banking experience with fewer hiccups, enhanced security, and more ways to reach us.

One thing that’s here to stay is that we’re 100% customer-owned – meaning our profit is invested right back into better serving our customers and communities.

Stay scam aware

Scammers are constantly finding new ways to trick people into giving away their money and personal information.

Protecting your account is our priority. Our team of experts is dedicated to keeping your banking secure with 24/7 monitoring and security measures.

We will never:

- SMS customers asking for personal information or to click on a link
- Call customers unsolicited asking for personal information or to make a payment
- Send emails with links that direct you to People First Bank’s Online Banking and App login pages or any site requesting banking security information or access to your device.

We will never contact you to request your login details, security codes, card details, or one-time passwords.

If you receive a call claiming to be from People First Bank, People’s Choice or Heritage asking for this information, hang up and call our 24/7 team on 13 11 82 so that we can verify if the caller was legitimate.

Learn More

Our Official Websites

As we work towards adopting our new brand, we will slowly phase out our existing brands, including their websites. For now, these are the only three official website addresses for our bank

Remember to double check the web address matches one of the above if you're unsure.

FAQs

What does our new name mean?

We are delighted to unveil our new name and brand - People First Bank - which says exactly what we're all about - people. 

The new brand builds on our past, reflects the deep roots and values of both brands, and is underpinned by the feedback from our people and customers who told us they wanted us to continue to put people first.

People First Bank reflects our continuing focus on delivering positive change for our customers, communities and people, while underscoring our ongoing commitment to being a purpose-driven, customer-owned alternative to the listed banks.

Are we still a mutual given 'Bank' is in our new name?

Yes. We’re still 100% customer-owned and focused on serving you, our customers. Our new brand reflects our aspiration as a national mutual that offers a genuine alternative to the listed banks. The simple truth is that many people today aren't familiar with the terms "credit union" or "building society", and don't understand what they mean. Using the term "bank" in our name makes clear to everyone what our core business is.

That's not to say we are the same as other banks. We differentiate ourselves as a purpose-driven alternative to listed banks, which have a focus on making profits for the benefit of shareholders.

Will products and services change?

There are no immediate changes. Both the Heritage Bank and People's Choice brands will continue to operate as usual for now. 

Over time, products and services will be rebranded, and customers will continue to have access to a range of competitively-priced products and services. In time, we will also move to a single technology platform, ensuring our customers can access a contemporary banking platform to meet the needs of new and existing customers. 

Customers will be kept updated throughout this process so that they know what to expect as the changes will be introduced progressively over some time. 

 

When will products and services change?

Heritage Bank customers can continue banking as they currently do.

In time, our products and services will be rebranded to the People First Bank brand and customers will continue to have access to a range of competitively priced products and services. We’ll also move to a single technology platform, ensuring our customers can access a new and improved way to bank online.

If any changes impact your banking, we’ll be in touch with plenty of notice to help you through the next steps.

My branch team is wearing People First Bank uniforms, what does this mean?

You’ll see the same staff in your local branch, just wearing a new uniform.

We’ve introduced People First Bank uniforms into our branches as a next step towards bringing our brands and nationwide employees together. Rest assured, you’ll find the same Heritage products and services in branch you know and love.

What happens next?

We’re now working to fully integrate our products, services, technology and internal processes, under the People First Bank Brand. This will take some time, and customers will be given plenty of notice if there are any changes to their banking.
150 years of purpose-driven banking

150 years of purpose-driven banking

While the story as People First Bank has only just begun, its roots stretch right back to 1875. Since then, we’ve hit a major milestone; 150 years of unwavering service to our people, customers and communities.

Coming together with purpose is woven through our history and continues to drive our future. As we write this new chapter, we pause to honour our rich legacies and celebrate the stories of our merged organisations, which together now form the shared history of People First Bank.

Thank you for being part of our journey.

We’re proud to mark this milestone with you and look forward to continuing serving our communities for many years to come.

Our story in 3 minutes

Watch a video to learn about the historic moments that lead us to where we are today.

You can also download a special commemorative book; sharing the stories of the people and communities who have shaped and supported us.
Our merger journey so far

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