Understand your credit card's interest free period
By understanding your card's interest free period, you can make sure your card (and money) is working for you in the best way possible.
Learn more
Visa Debit Card
Features
A Visa Debit Card gives you flexible access to your money in-store and online. Stay in control of what you spend and pay for your purchases directly from your own account. Some features of a Visa Debit Card include:
- Simple and convenient. Make cash withdrawals, pay bills, and make purchases over the phone or internet
- Visa Zero Liability# on fraudulent transactions
- Cancel or place a card on hold, block online, international in-store, or all card payments in our mobile banking app
- Add to your digital wallet to pay in-store, online and within apps
- Accepted at Visa outlets anywhere in Australia or around the world*.
More features
- Accepted at EFTPOS outlets, financial institutions and ATMs displaying the Visa logo
- Available on both personal and business transaction accounts
- Use Visa payWave for purchases under $100 at participating merchants
- Visa Offers + Perks
How do I order a new card?
If you open an account online or in-branch, we'll order you a card during this process.
If you'd like to order a new card for your individual account:
- Login to Heritage Online.
- Check that your address is up to date on your membership.
- Complete the Contact Us form detailing your request.
If you have a joint account or if you haven't yet registered for Heritage Online, contact us on 13 14 22 or visit your local branch.
Why use a credit card
From building savings to rewards programs, here are the 6 main benefits of using a credit card.
Visa Debit & Credit Card FAQs
Frequently asked questions and answers about using your Visa Debit and Credit Card with Heritage Bank.
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We are here to help
Our specialists will help you find the right product and support you through every step of the purchase.
Or call 13 14 22 to speak to an expert