Visa Debit Card


A Visa Debit Card gives you flexible access to your money in-store and online. Stay in control of what you spend and pay for your purchases directly from your own account. Some features of a Visa Debit Card include:

  • Simple and convenient. Make cash withdrawals, pay bills, and make purchases over the phone or internet 
  • Visa Zero Liabilityon fraudulent transactions
  • Cancel or place a card on hold, block online, international in-store, or all card payments in our mobile banking app 
  • Add to your digital wallet to pay in-store, online and within apps
  • Accepted at Visa outlets anywhere in Australia or around the world*.

More features

  • Accepted at EFTPOS outlets, financial institutions and ATMs displaying the Visa logo
  • Available on both personal and business transaction accounts
  • Use Visa payWave for purchases under $100 at participating merchants
  • Visa Offers + Perks
  • Available for account holders 12 years or over
  • Option to add full internet block on cardholders under 16 years 

How do I order a new card?

If you join Heritage online or in-branch, we'll order you a card during this process.

If you're an existing Heritage member and you have not had a card before, you can request a card by calling us on 13 14 22 or visiting your local branch. This includes for joint accounts or enquiries about ordering a Visa debit card for your child. 

If you have an existing individual account, you can request a card through Heritage Online. 

  1. Login to Heritage Online.
  2. Check that your address is up to date on your membership.
  3. Complete the Contact Us form detailing your request for a card.
Note: If you cancel an existing card in Heritage Online or the Mobile Banking App due to being lost, stolen or damaged, a new card will be ordered automatically for you.
Heritage Bank Visa Debit Card
Why use a credit card
From building savings to rewards programs, here are the 6 main benefits of using a credit card.
Visa Debit & Credit Card FAQs
Frequently asked questions and answers about using your Visa Debit and Credit Card with Heritage Bank.
These articles may help you

We are here to help

Our specialists will help you find the right product and support you through every step of the purchase.

Enquire now

Or call 13 14 22 to speak to an expert