Many people utilise the equity in their current property to fund the deposit for their next home. Try our home loan calculator below to see which of our home loan products could help you buy your next home using your equity. Then get in touch with our Lending Specialists who will help you calculate how much you can borrow and arrange a valuation of your existing property.
Free unlimited extra repayments and online redraw of payments in advance
Package your eligible Standard Fixed or Standard Variable home loan with a credit card in our Home Advantage Package to save
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What is the home loan application process?
What if I want to buy land or build?
If you’re looking to purchase vacant land or build a new home rather than purchase an established property, we have options that may be suitable.
Construction Loans are different from a regular home loan because the funds are paid gradually to your builder as progress payments. While your property is getting built, your repayments are set as interest only to help you manage your budget.
Simply let us know of your plans to build when you apply for a home loan and we'll help you through the process.
What if I buy before I sell?
Whether you're upgrading to your dream home or moving to a new town, our Bridging Loan can help you by bridging the finance gap for up to 6 months, while you sell your current home. Let us know your plans during the home loan application process.
Calculate my moving costs
Home loan application checklist
Can I seek pre-approval on my loan?