Home Loan Borrowing Power Calculator

If you're wondering 'how much can I borrow for a mortgage', our home loan borrowing power calculator can help you. Simply enter your income, expense and loan details to get an estimate of your borrowing power.


Research tools

Buying a home

The home loan application process
Find out what's involved in the home loan application process with this simple, 4 step graphic.

How much money can I borrow for a home loan?
How much money you can borrow will depend on your financial situation, your mortgage repayments, the type of property and your overall application.
FAQs

Can I seek pre-approval on my loan?

Yes! We offer a pre-approval process to help give you some peace of mind when you’re wanting to make an offer on a property.  Enquire online, visit your local branch or phone 13 14 22 to find out if you qualify for a pre-approval or learn more about how pre-approval can help you.

What is loan to value ratio (LVR)?

The LVR is the loan amount as a percentage of the value of the property. If you want to borrow $450,000 to buy a property valued at $500,000, that’s an LVR of 90%. All home loans have a maximum LVR. 

What makes our home loans better?


Flexible repayment options

Free unlimited extra repayments and online redraw of payments in advance

People first service

People first service and commitment to our customer-owned values



We're here to help

Ask us a question

Our Lending Specialists are here to support you through every step of your home buying journey.

If you have a question about our home loans, tap here to get in touch with us in the way that suits you.