Fixed Rate Home Loans

Our fixed rate home loans allow you to lock an interest rate in for 1, 2, 3 or 5 years so you know exactly what your repayments will be.

What is a Fixed Rate Loan?

By taking out a fixed interest loan you are able to safeguard yourself against changes in interest rates for a fixed period. A fixed rate can help you budget, as you will know exactly what your repayments will be, but you could miss out on any benefit from a decrease in interest rates within your fixed loan period.
Features

  • People First service from your own dedicated lending specialist
  • Unlimited extra repayments without penalty
  • Unlimited redraw facility
  • Online redraw available for eligible home and personal loans
  • Repayments are calculated monthly. You are able to make payments as frequently as your choose within each month to pay the monthly amount due
  • Minimum loan amount $20,000
  • Valuation fee covered up to $330 (Applies to the first security property only, and where the valuation costs exceed $330, the difference is to be borne by the borrower)
  • Family Guarantee available (For Owner Occupied loans only)
  • Ability to use payments in advance towards your loan instalments
  • Construction loan available
  • Interest only option for a maximum of 5 years (For Investment Loans Only)
  • Available with a Home Advantage Package
  • 1, 2, 3, and 5 year terms available
 
Lending interest rates explained in under 5 minutes
Rates

Fixed Rate Home Loans from
3.79 % PA 4.19 % PA
Comparison Rate
Learn
Apply
What is LVR?
Fees

Application Fee $600
Monthly Fee $8
Online Redraw (on eligible loan accounts) $0
These articles may help you

What is LVR?

Learn more about Loan to Value Ratio (LVR), how it’s calculated and what effect it can have on your mortgage.
Learn more

What is a cooling-off period?

A standard contract for buying a home in Queensland comes with a five day cooling-off period. Here's what it means.
Learn more

How much money can I borrow?

How much money you can borrow will depend on a number of things. Here's four to consider.
Learn more

How to finance a renovation

Here's a list of options for you to consider when it comes to financing a renovation.
Learn more

We are here to help

Our specialists will help you find the right product and support you through every step of the purchase.

Enquire now

Or call 13 14 22 to speak to an expert