Fixed Rate Home Loans

Our fixed rate home loans allow you to lock an interest rate in for 1, 2, 3 or 5 years so you know exactly what your repayments will be.

What is a Fixed Rate Loan?

By taking out a fixed interest loan you are able to safeguard yourself against changes in interest rates for a fixed period. A fixed rate can help you budget, as you will know exactly what your repayments will be, but you could miss out on any benefit from a decrease in interest rates within your fixed loan period.
Features

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  • People first service from your own dedicated lending specialist
  • Unlimited extra repayments without penalty
  • Online redraw available for eligible home and personal loans
  • Repayments are calculated monthly. You are able to make payments as frequently as you want within each month to pay the monthly amount due
  • Minimum loan amount $20,000
  • First valuation fee covered up to $330#
  • Family Guarantee available for Owner Occupied Loans. 
  • Ability to use payments in advance towards your loan instalments
  • Construction loan available
  • Interest only option available for Investment Loans for up to 5 years
  • Available with a Home Advantage Package
  • 1, 2, 3, and 5 year terms available
 
Lending interest rates explained 
Rates

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Compare all Home Loans
Home Advantage Package 3 year fixed rate
2.99 % PA 3.56 % PA
Comparison Rate^
This rate is for new, 3 year fixed, owner occupied principal & interest loans. 
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What is LVR?
Fees

Application Fee $600
Monthly Fee $8
Online Redraw (on eligible loan accounts) $0

Pay no application fee and save up to $600 on your home loan

Hurry, offer ends 30 November 2019.
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We are here to help

Our specialists will help you find the right product and support you through every step of the purchase.

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Or call 13 14 22 to speak to an expert