Fixed Rate Home Loans
Our Standard Fixed Rate Home Loan allows you to lock an interest rate in for 1, 2, 3 or 5 years so you know exactly what your mortgage repayments will be.
About this Rate
Important notice regarding home loans
From 6th May 2026 we will no longer be offering for sale construction loans and bridging loans. For enquiries or changes to an existing construction loan or bridging loan contact us by calling 13 14 22 or visit your nearest branch.
What makes our home loans better?
Flexible repayment options
Free unlimited extra repayments and online redraw of payments in advance
People first service
People first service and commitment to our customer-owned values
We're here to help
Our Lending Specialists are here to support you through every step of your home buying journey.
If you have a question about our home loans, tap here to get in touch with us in the way that suits you.
Are you an existing Heritage member?
This will determine how best we can help.