Fixed Rate Home Loans

Our fixed rate home loans allow you to lock an interest rate in for 1, 2, 3 or 5 years so you know exactly what your repayments will be.

What is a Fixed Rate Loan?

By taking out a fixed interest loan you are able to safeguard yourself against changes in interest rates for a fixed period. A fixed rate can help you budget, as you will know exactly what your repayments will be, but you could miss out on any benefit from a decrease in interest rates within your fixed loan period.

  • People first service from your own dedicated lending specialist
  • Unlimited extra repayments without penalty
  • Unlimited redraw facility
  • Online redraw available for eligible home and personal loans
  • Repayments are calculated monthly. You are able to make payments as frequently as you want within each month to pay the monthly amount due
  • Minimum loan amount $20,000
  • Valuation fee covered up to $330 (Applies to the first security property only, and where the valuation costs exceed $330, the difference is to be borne by the borrower)
  • Family Guarantee available (For Owner Occupied loans only)
  • Ability to use payments in advance towards your loan instalments
  • Construction loan available
  • Interest only option for a maximum of 5 years (For Investment Loans Only)
  • Available with a Home Advantage Package
  • 1, 2, 3, and 5 year terms available
Home Advantage Package 2 year fixed rate
3.44 % PA 3.89 % PA
Comparison Rate^
This rate is for new, 2 year fixed, owner occupied principal & interest loans. 

Application Fee $600
Monthly Fee $8
Online Redraw (on eligible loan accounts) $0
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