What is LVR?
Learn more about Loan to Value Ratio (LVR), how it’s calculated and what effect it can have on your mortgage.
Learn more
Fixed Rate Home Loans
Our Fixed Rate Home Loans allow you to lock an interest rate in for 1, 2, 3 or 5 years so you know exactly what your repayments will be.
Features
- Certainty Lock in a competitive home loan rate for a fixed term
- Freedom Enjoy the freedom of being able to make unlimited additional repayments without penalty
- Package your eligible home loan and credit card Choose our Home Advantage Package to receive competitive package benefits
- People first service People first service and commitment to our customer-owned values
Certainty of repayments to confidently budget your expenses
Access your additional repayments made in advance via online redraw
More features
- Fixed loans from $20,000
- Ability to use repayments in advance towards your loan instalments
- Repayments calculated monthly. However, you can make payments as frequently as you choose within each month to pay the monthly amount due
- Interest only repayment option available for investment loans, for up to 5 years
- Family guarantee options available
Rates
1 Year Fixed Rate - Owner Occupied
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Rate for new owner occupied loans up to 90% LVR1
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Comparison Rate*
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2 Year Fixed Rate - Owner Occupied
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Rate for new owner occupied loans up to 90% LVR1
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Comparison Rate*
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3 Year Fixed Rate - Owner Occupied
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Rate for new owner occupied loans up to 90% LVR1
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Comparison Rate*
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5 Year Fixed Rate - Owner Occupied
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Rate for new owner occupied loans up to 90% LVR1
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Comparison Rate*
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Fees
Apply by 30 September 2020 and pay no application fee.
Save up to $600!†| Application Fee | $600 |
| Monthly Fee | $8 |
| Online Redraw (on eligible loan accounts) | $0 |
| Settlement Fee | $150 |
| Loan Finalisation Fee | $300 |
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We are here to help
Our specialists will help you find the right product and support you through every step of the purchase.
Or call 13 14 22 to speak to an expert