What is LVR?
Learn more about Loan to Value Ratio (LVR), how it’s calculated and what effect it can have on your mortgage.
Learn more
Fixed Rate Home Loans
Our fixed rate home loans allow you to lock an interest rate in for 1, 2, 3 or 5 years so you know exactly what your repayments will be.
What is a Fixed Rate Loan?
By taking out a fixed interest loan you are able to safeguard yourself against changes in interest rates for a fixed period. A fixed rate can help you budget, as you will know exactly what your repayments will be, but you could miss out on any benefit from a decrease in interest rates within your fixed loan period.
Features
- People first service from your own dedicated lending specialist
- Unlimited extra repayments without penalty
- Unlimited redraw facility
- Online redraw available for eligible home and personal loans
- Repayments are calculated monthly. You are able to make payments as frequently as you want within each month to pay the monthly amount due
- Minimum loan amount $20,000
- Valuation fee covered up to $330 (Applies to the first security property only, and where the valuation costs exceed $330, the difference is to be borne by the borrower)
- Family Guarantee available (For Owner Occupied loans only)
- Ability to use payments in advance towards your loan instalments
- Construction loan available
- Interest only option for a maximum of 5 years (For Investment Loans Only)
- Available with a Home Advantage Package
- 1, 2, 3, and 5 year terms available
Rates
Home Advantage Package 2 year fixed rate
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Comparison Rate^
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This rate is for new, 2 year fixed, owner occupied principal & interest loans.
Fees
| Application Fee | $600 |
| Monthly Fee | $8 |
| Online Redraw (on eligible loan accounts) | $0 |
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How much money can I borrow?
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We are here to help
Our specialists will help you find the right product and support you through every step of the purchase.
Or call 13 14 22 to speak to an expert