Fixed Rate Home Loans

Our fixed rate home loans allow you to lock an interest rate in for 1, 2, 3 or 5 years so you know exactly what your mortgage repayments will be.

Features

  • Certainty

    • Lock in a competitive home loan rate for a fixed term
    Certainty of repayments to confidently budget your expenses

  • Freedom

    • Enjoy the freedom of being able to make unlimited additional repayments without penalty
    Access your additional repayments made in advance via online redraw

  • Package your eligible home loan and credit card

    • Choose our Home Advantage Package to receive competitive package benefits

  • People first service 

    • People first service and commitment to our customer-owned values

More features

  • Fixed loans from $20,000
  • Ability to use repayments in advance towards your loan instalments
  • Repayments calculated monthly. However, you can make payments as frequently as you choose within each month to pay the monthly amount due
  • Interest only repayment option available for investment loans, for up to 5 years
  • Family guarantee options available
Enquire online now
Rates

1 Year Fixed Rate - Owner Occupied
2.39 % PA 4.44 % PA
New 1-Year Fixed Owner Occupied (Principal & Interest) Loans of $20,000+ up to 90% LVR1
Comparison Rate* See Comparison Rate warning
Learn more
2 Year Fixed Rate - Owner Occupied
2.39 % PA 4.26 % PA
New 2-Year Fixed Owner Occupied (Principal & Interest) Loans of $20,000+ up to 90% LVR1
Comparison Rate* See Comparison Rate warning
Learn more
3 Year Fixed Rate - Owner Occupied
2.59 % PA 4.14 % PA
New 3-Year Fixed Owner Occupied (Principal & Interest) Loans of $20,000+ up to 90% LVR1
Comparison Rate* See Comparison Rate warning
Learn more
5 Year Fixed Rate - Owner Occupied
3.09 % PA 4.07 % PA
New 5-Year Fixed Owner Occupied (Principal & Interest) Loans of $20,000+ up to 90% LVR1
Comparison Rate* See Comparison Rate warning
Learn more
Fees

Application Fee $600
Monthly Fee $8
Online Redraw (on eligible loan accounts) $0
Settlement Fee $150
Loan Finalisation Fee $300
Enquire online now
These articles may help you

How much does it cost to build a house?

Building a house can be an expensive and daunting task. Don’t get caught short. 
Learn more

Change of address checklist

Moving house? Here's a printable checklist of places you might need to consider changing your address with. 
Learn more

The home loan application process

Find out what's involved in the home loan application process with this handy, 4 step infographic.

Read on

How to avoid property overcapitalisation

When improvements are made to a property beyond that property's resale value it is known as overcapitalisation.
Learn more

We are here to help

Our specialists will help you find the right product and support you through every step of the purchase.

Enquire now

Or call 13 14 22 to speak to an expert