Fixed Rate Home Loans

Our fixed rate home loans allow you to lock an interest rate in for 1, 2, 3 or 5 years so you know exactly what your repayments will be.

Features

  • Certainty

    • Lock in a competitive home loan rate for a fixed term
    Certainty of repayments to confidently budget your expenses

  • Freedom

    • Enjoy the freedom of being able to make unlimited additional repayments without penalty
    Access your additional repayments made in advance via online redraw

  • People first service 

    • People first service and commitment to our customer-owned values

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More features

  • Fixed loans from $20,000
  • Available with Home Advantage Package 
  • Ability to use repayments in advance towards your loan instalments
  • Repayments calculated monthly. However, you can make payments as frequently as you choose within each month to pay the monthly amount due
  • Interest only repayment option available for investment loans, for up to 5 years
  • Family guarantee options available
Rates

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Compare all Home Loans
Home Advantage Package 3 year fixed rate
2.59 % PA 3.28 % PA
New principal & interest loans ≤ 90%LVR1
Comparison Rate
This rate is for new owner occupied, principal & interest 3 year fixed loans with LVR ≤ 90%1.
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Fees

Application Fee $600
Monthly Fee $8
Online Redraw (on eligible loan accounts) $0
Settlement Fee $150
Loan Finalisation Fee $300
Lending interest rates explained 
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We are here to help

Our specialists will help you find the right product and support you through every step of the purchase.

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Or call 13 14 22 to speak to an expert