Motor Vehicle Equipment Loan

Finance a new or used car for your business.  

Features

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  • Available for new vehicles up to six months old and used vehicles up to three years old (up to 3.5 tonne gross vehicle mass)
  • Vehicles must be sourced from a licensed dealer/auctioneer
  • Variable and fixed interest rate options available
  • Maximum term six years (new vehicles) and five years (used vehicles)
  • Minimum loan amount $20,000
  • Maximum loan amount $100,000
  • No monthly administration fee
  • Vehicle used as security for the loan

Customer Satisfaction

It's a promise.

Heritage has won Mozo's 2018 People's Choice award for Outstanding Customer Satisfaction. Just another way we're putting People first.

How to keep your car roadworthy

Life is full of little surprises.

Open a Target Bonus account today and you'll earn a bonus interest rate for every month you make at least one deposit, and no withdrawals. Now that's a surprise!

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Rates

Interest Rate
1 year fixed
2 years fixed
3 years fixed
4 years fixed
5 years fixed
6 years fixed
Variable

1 year fixed

Interest Rate
5.79%

2 years fixed

Interest Rate
5.85%

3 years fixed

Interest Rate
5.85%

4 years fixed

Interest Rate
5.85%

5 years fixed

Interest Rate
5.85%

6 years fixed

Interest Rate
6.19%

Variable

Interest Rate
6.19%
Rates Effective From 01/01/2019
Fees

Monthly administration fee $0
Application fee $200
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