How to choose a business structure
Starting a business involves a number of steps. To start with, you will need to decide on a business structure.
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Business Loans
Let us help you reach your business goals with one of our business loan products, designed with small and medium businesses in mind.
Featured Loans
Equipment & Property Loans
Motor Vehicle Equipment Loan
Finance a new or used car for your business with a flexible Motor Vehicle Equipment Loan. Borrow $20,000 to $100,000 with variable or fixed interest rate options available.
SME Equipment Loan
Our SME Equipment Loan can be used to replace, upgrade or purchase additional plant & equipment, with fixed interest rate options and an optional balloon repayment structure and loans of up to $500,000.
SME High LVR Fixed Rate Loan
Purchase new commercial property or borrow against existing commercial property for business purposes, up to 80% LVR.
Fully Drawn Loan
Our Fully Drawn Loan could help you with most business needs such as purchasing a property, buying a business or longer term working capital requirements.
Working Capital
SME Unsecured Working Capital Loan
Our SME Unsecured Working Capital Loan can support your business cash flow or provide extra working capital to help your business grow, with unsecured loans up to $100,000.
Overdraft Facilities
Our Business Overdraft Facility covers you by providing a flexible line of credit in conjunction with a Business Cheque Account.
Line of Credit
A flexible form of finance, allowing you to decide when to make principal reductions, plus the ability to re-use these funds at any time during the term of the facility.
Funding for Organic Farming
We partner with Woolworths to administer the lending and financial aspects of the $30 million Woolworths Organic Growth Fund, which offers interest-free loans and grants to conventional and organic growers who want to build their organic farming business.
These articles may help you
Tips on applying for a business loan
Senior Business Banking Manager Charlton Nevis, gives his tips on how to prepare yourself before applying for a business loan.
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Best Podcasts for Business: Our top 5
Check out our top 5 recommendations on podcasts that you can listen to right now to support you and your business.
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Business Payment Tools
Improve the day-to-day efficiency of your business with our wide range of business and payment tools, including MINT merchant facilities.
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We are here to help
Our specialists will help you find the right product and support you through every step of the purchase.
Or call 13 14 22 to speak to an expert