Business Loans

Let us help you reach your business goals with one of our business loan products, designed with small and medium businesses in mind.

Property & equipment loans

Fully Drawn Loan

Our Fully Drawn Loan could help you with most business needs such as purchasing a property, buying a business or longer term working capital requirements.  

Fully Drawn Loan
5.29 % PA
2 Year Fixed Rate - Residential Security
Equipment Loan

Finance new or used equipment for your business with a flexible Equipment Loan. Borrow $20,000 to $500,000 with variable or fixed interest rate options available.

Working capital

Overdraft Facilities
Our Business Overdraft Facility covers you by providing a flexible line of credit in conjunction with a Business Cheque Account.
Line of Credit
A flexible form of finance, allowing you to decide when to make principal reductions, plus the ability to re-use these funds at any time during the term of the facility.
Real stories by real customers

"Heritage Bank has made business a lot easier for us, with the facilities that they've tailored to suit our needs."

Jamie from Orchy Ice & Coldstores Toowoomba 

Funding for Organic Farming

We partner with Woolworths to administer the lending and financial aspects of the $30 million Woolworths Organic Growth Fund, which offers interest-free loans and grants to conventional and organic growers who want to build their organic farming business.

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