What is LVR?
A balance transfer is where Heritage will provide a customer credit to pay off an outstanding amount on a non-Heritage credit account.
By transferring your debt to a credit card account with lower interest and fees you may be able to pay off your balance sooner.
You could also help reduce the effort and costs associated with paying off a number of credit cards by transferring the debt over to a Heritage credit card account.
This calculator is an estimate of the interest you could save by doing a balance transfer. It is a guide only and not a quote. The estimated savings assumes no transactions will be made on your credit card during the Balance Transfer period entered and does not take into account any repayments, fees or charges.
To find out more about the balance transfer facility, including detailed information on repayment amounts, drop into your local Heritage branch or phone the Queensland based Contact Centre on 13 14 22.
To approved applicants only. Fees and charges apply, Heritage Bank Limited ABN 32 087 652 024 and AFSL and Australian Credit Licence 240984.