Credit Card Balance Transfer

Save money in interest by transferring your credit card balance to Heritage. See our current offer and use our credit card balance transfer calculator to calculate how much you could save.

Balance Transfer Calculator

Our Current Balance Transfer Offer

Choose our Platinum Visa Credit Card or Gold Low Rate Credit Card and receive 0% interest on a Balance Transfer for 12 months. 

Current Offer

0% on balance transfer for 12 months

Balance Transfer Fee


Available on  

Platinum Visa Credit Card

Credit limits starting from $6,000 

Gold Low Rate Credit Card

Credit limits starting from $1,000 

Research tools
Compare credit cards
Key Facts Sheet (PDF)
Why use a credit card?
Balance Transfer Calculator
Expense Planner
Personal loan calculator
Visa Secure
Visa Offers + Perks
Visa payWave

Our specialists are available to answer any of your questions, so you can choose the product that best suits your needs. They can also help with card management, how to repay your credit card and lots more.  Tap here for live assistance.