Balance Transfer

Current Offer

There is currently no Balance Transfer on offer. Stay tuned for a New Balance Transfer offer coming soon. 

Credit Cards

Our range of credit and debit cards offer great value, benefits and global convenience. If you are looking for great rewards, a low interest rate, or no annual fee, we have a range of credit and debit cards to choose from.

Balance Transfer Calculator

What is a balance transfer?

A balance transfer is where Heritage will provide a customer credit to pay off an outstanding amount on a non-Heritage credit account.

Why do a balance transfer?

By transferring your debt to a credit card account with lower interest and fees you may be able to pay off your balance sooner.

You could also help reduce the effort and costs associated with paying off a number of credit cards by transferring the debt over to a Heritage credit card account.

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