Following the Reserve Bank’s recent decision, we're increasing our existing home, investment and business variable rate loans by 0.25% p.a. from 17 February 2026. Learn more here.
Mortgage calculators
Are you buying a home, refinancing or wanting to pay your home loan out sooner? We have mortgage calculators that can help you.
How much can I borrow?
Calculate an estimate of how much you may be able to borrow for a home loan. Simply enter your income, expense and loan details to get an estimate.
What is my estimated repayment?
Our home loan repayments calculator helps you estimate the true cost of your mortgage, including stamp duty, rates, insurance, maintenance, and more.
Extra home loan repayment calculator
Learn how you can pay off your mortgage faster with our extra home loan repayment calculator.
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How much can I save?
Use our refinance calculator to find out how much you could save by refinancing your home loan.
Are you an existing Heritage member?
This will determine how best we can help.