Heritage Bank

The Heritage Bank 'People first' Difference

As Australia's largest customer-owned bank, we've been in the business of putting people first since 1875. With no shareholders to please, all our profits can go back to our customers and communities, which means better rates that go back to your wallet, and millions of dollars in grants that go back to local communities.

Good luck finding a lower variable home loan rate

3.79 %pa
3.84 %pa

Money Tip of the Day

Take your dollar further with our very own lending specialist Michelle Kuskie, who is sharing her best money tips over the coming weeks.

How to sell secondhand stuff online

Interested in making a bit of cash? Follow our easy 4-step-guide to selling stuff online to declutter your home and make some coin while you're at it.

Why use a travel money card

Aussies love to travel. Whether your next trip is a last-minute jaunt, or a well-planned and long-saved for dream holiday, you're going to want to get the best bang for your Aussie buck when it comes to foreign currency. Find out why people use travel money cards.

To approved applicants only. Conditions, criteria and fees apply. Offer applies to personal loans applied for between 1 January and 28 February 2017 and dispersed by 31 March 2017. Application fee on personal loans normally $200.

This Inward Payment Service is processed by Western Union Business Solutions. Western Union Business Solutions does not apply a fee however, in some instances intermediary banks may levy additional fees and/or charges. The exchange rate presented in a quote is held for 72 hours by WUBS.

* Based on a $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.