Welcome to the largest customer-owned bank in Australia
Home Loan Rates from
2.19 % PA 3.09 % PA
New 2-Year Fixed Owner Occupied (Principal & Interest) Package Loans of $150,000+ up to 90% LVR. Package criteria applies.
Comparison Rate* See Comparison Rate warning
Business Banking Heritage Bank
Support when my business needs it most. Bank you very much! 
Let us help you reach your business goals with our business banking products, designed with small and medium businesses in mind.
What our customers are saying
Image Credit: Tony Law
Heritage Bank Photographic Awards - Open now

The Heritage Bank Photographic Awards is open again in 2021 with a prize pool of over $50,000.

Personal Loan rates from
4.89 % PA 5.53 % PA
Car Loan Rate
Comparison Rate^

We offer a range of personal loans to help you get what you want now and pay it off over time.

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Our latest awards

At Heritage, we support our customers with award-winning products and customer service that genuinely puts People first.

See our latest awards

Customer Owned Banking
We're part of a movement that began in Australia over 150 years ago, when groups of like-minded workers and communities came together to create building societies, credit unions and mutual banks.
Mobile Home Loan Lenders
Available in selected areas, Heritage Mobile Home Loan Lenders come to you at a place and time that suits - a cafe, work, Heritage branch, or your home.
Our Locations
Find a Heritage branch or ATM when you are on the go.
Contact us 24/7

Our local Australian contact centre is waiting for you.