Welcome to the largest customer-owned bank in Australia
Heritage Bank Home Loans
A great home loan rate and award-winning service? Bank you very much! 
Apply before 30 April 2021 and you could enjoy up to $300 in bonus payments~.
Home Loan Rates from
2.19 % PA 3.09 % PA
New 2-Year Fixed Owner Occupied (Principal & Interest) Package Loans of $150,000+ up to 90% LVR. Package criteria applies.
Comparison Rate* See Comparison Rate warning
What our customers are saying
Latest Security Alerts- Security and scam awareness
Be aware!
Visit our Security & Fraud Protection Centre to find out about the latest security alerts, who to contact, and tips on how to protect yourself from scams.
Heritage Bank Home Insurance
WIN A $10,000# RRP SMART HOME PACKAGE

Take out a new Allianz Home and Contents or Landlord insurance policy through Heritage by 30 April 2021 and you’ll be entered into the draw to win a Smart Home Package valued at up to $10,000#

Heritage Bank OzHarvest Launch
We're supporting OzHarvest!

We're lending a helping hand to leading food rescue organisation OzHarvest to 'Nourish our Country'

Our latest awards

At Heritage, we support our customers with award-winning products and customer service that genuinely puts People first.

See our latest awards

These articles may help you
Customer Owned Banking
We're part of a movement that began in Australia over 150 years ago, when groups of like-minded workers and communities came together to create building societies, credit unions and mutual banks.
Mobile Home Loan Lenders
Available in selected areas, Heritage Mobile Home Loan Lenders come to you at a place and time that suits - a cafe, work, Heritage branch, or your home.
Our Locations
Find a Heritage branch or ATM when you are on the go.
Contact us 24/7

Our local Australian contact centre is waiting for you.