Welcome to Heritage Bank

Welcome to Heritage Bank

Flexible Home Loan Features from Heritage Bank
A home loan with serious flex? Bank you very much! 

With unlimited repayments and online redraw, our Home Loans are full of freedom and flex.

Home Loan Rates from
2.19 % PA 3.09 % PA
New 2-Year Fixed Owner Occupied (Principal & Interest) Package Loans of $150,000+ up to 90% LVR. Package criteria applies.
Comparison Rate* See Comparison Rate warning
What our customers are saying
Apple Pay with Heritage, now with eftpos.
Giving you more choices to make quick, easy, contactless payments.

We can help you with your every day banking needs. Be it a daily transaction account or one of our competitive savings accounts, we will provide you with award-winning customer service.

Heritage Bank chosen as Money magazine's Customer-Owned Money Minder of the Year 2021

2021 Customer Owned Money Minder of the Year

The results are in! We are Money Magazine's Customer-Owned Money Minder of the Year 2021.

Learn about this award.

Switch your insurance to Heritage and deal with the people you know

Take out a new Home and Contents or Landlord insurance policy through Heritage Bank by 30 September 2021, and you could be in 1 of 8 weekly draws to win back your first year's insurance premium. Competition open to Queensland and New South Wales residents only. Conditions apply.

Get my quote

Car Loan
4.89 % PA 5.53 % PA
Car Loan Rate
Comparison Rate*
Credit Cards

Our range of credit cards offer great value and global convenience. If you're looking for banking rewards, complimentary insurance, a low interest rate or no annual fee, we have options for you.

The inspiration behind "Bank you very much!"

Repay it forward with Heritage - Bank you very much!
Member Charter
At Heritage, we make banking a force for good. What motivates us isn’t how much profit we can make, it’s about making people’s lives better. Our Member Charter outlines our commitment to our Heritage members.
Move to More
Regional Australia has so much to offer. That's why we're supporting Move to More as a founding member of the Regional Activators Alliance.
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Contact us 24/7

Our local Australian contact centre is waiting for you. Call 13 14 22. 

Our Locations
Find your closest Heritage branch or ATM when you are on the go.