The Heritage Bank 'People first' Difference

As Australia's largest customer-owned bank, we've been in the business of putting people first since 1875. With no shareholders to please, all our profits can go back to our customers and communities, which means better rates that go back to your wallet, and millions of dollars in grants that go back to local communities.

Good luck finding a lower variable home loan rate

4.34 %pa
4.35 %pa
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Interest rates explained in under 5 minutes

Walk through a shopping centre, watch your favourite week night program or sit on the web for any length of time and you’ll be shown rate advertising – whether it be for a home, car or other personal loan. But what do the rates you see advertised actually mean?

Heritage increases broker commission

Heritage Bank has increased commissions as part of an overall revamp of its service package for mortgage brokers

17 Apr 2015

Saving calculated on first 12 months after switching a mortgage from a big four bank rate to Heritage’s 3 year Fixed Rate Home Loan. Conditions, criteria and fees apply.

* Based on a $150,000 loan over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Interest rates are on a per annum basis. Rates and special offers are correct as stated but subject to change without notice. Discounts shown are not available in conjunction with any other interest rate discount or special offer, and do not apply to internal refinances.