Heritage Bank

The Heritage Bank 'People first' Difference

As Australia’s largest customer-owned bank, we’ve been in the business of putting people first since 1875. Unlike the big banks, we’re not affected by the proposed bank levy. And with no shareholders to pay, we can return a large share of our profits to our customers and communities, through better rates and fairer fees, and grants and support for local community activities.

Home loan rates from

3.99 %pa
4.04 %pa

Tips to help get your personal loan approved

People take out personal loans for all sorts of reasons – from planning a holiday to getting married or covering education fees. Whatever the reason, there are a few things you can do to help improve your likelihood of being approved for the funds you need.

How to improve your debt situation

From reviewing your budget to keeping an eye on interest rates and talking to your lenders, here's 6 ways to help you improve your debt situation.

3 things to do when you start a new job

If you're gearing up to start a new job there's a number of things you'll need to do to prepare. Here's 3 things to look at from a financial perspective.

To approved applicants only. Conditions, criteria and fees apply. Offer applies to personal loans applied for between 1 July and 31 August 2017 and dispersed by 30 September 2017. Application fee on personal loans normally $200.

Conditions, criteria and fees apply. Please consider the Guide to Heritage Deposit Products (available in-branch, by phoning 13 14 22 or at heritage.com.au) before you decide whether this product is right for you. To be eligible, a customer & regular pay must be deposited into an eligible Heritage account. Full Terms and conditions for this competition can be found by clicking here . Heritage Bank Limited. ABN 32 087 652 024. AFSL and Australian Credit Licence 240984.

* Based on a $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.