Heritage Bank

The Heritage Bank 'People first' Difference

As Australia's largest customer-owned bank, we've been in the business of putting people first since 1875. With no shareholders to please, all our profits can go back to our customers and communities, which means better rates that go back to your wallet, and millions of dollars in grants that go back to local communities.

Good luck finding a lower variable home loan rate

4.08 %pa
4.09 %pa

4 cheap and healthy school lunch ideas

School is about to start which means it's time to think about those back to school lunches. We've put together a list of healthy school lunches for your kids to enjoy.

Explaining credit to teenagers

Whether or not you're ready for your teenager to have access to credit, it's important they learn the basics early. Here's 4 ideas to discuss with your teenager before they look at applying for credit themselves.

How to teach kids the difference between needs and wants

Teaching children the difference between needs and wants can be challenging. Psychologist and mum, Ellen Jackson, shares 4 strategies to help you explain this challenging and important topic with your kids.

To approved applicants only. No Application fee offer valid for new standard variable, discount variable and fixed rate home loans and no annual fee for first year of Home Advantage package loans applied for between 1 April 2016 and 31 May 2016 and disbursed by 30 July 2016. Offer not valid for further advances, living equity or line of credit loans, existing customers switching loans, internal refinances, or borrowing for alterations and additions. Conditions, criteria and fees apply.

Saving calculated as at 11 March 2015 on first 12 months after switching a mortgage from a big four bank rate to Heritage's 1 year Fixed Rate Home Loan. Conditions, criteria and fees apply.

Rate effective from 1 June 2015 and subject to change without notice. All rates are based on a per annum (P.A.) basis. To approved applicants only. Conditions, criteria and fees apply. For more information visit our cards page.

* Based on a $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.