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The Heritage Bank 'People first' Difference

As Australia's largest customer-owned bank, we've been in the business of putting people first since 1875. With no shareholders to please, all our profits can go back to our customers and communities, which means better rates that go back to your wallet, and millions of dollars in grants that go back to local communities.

Good luck finding a lower variable home loan rate

4.08 %pa
4.13 %pa
Find out more

3 costs to consider when purchasing a car

When purchasing a car there are a number of things you'll need to consider in order to keep the car running - each of which will come at a cost.

4 things you will need to buy a home

Before you get starry-eyed with the idea of hanging hooks wherever you like and weeding the garden with actual purpose, here's four things you'll have if you are ready to buy your first home.

How to avoid overcapitalising your property

When improvements are made to a property beyond that property's resale value it is known as overcapitalisation. It can cause heartache and debt so it's important to understand what it is and how to avoid it.

Pioneering sawmiller’s Toowoomba home features on Heritage Bank calendar

The home of a pioneering sawmiller who built his own private railway line north of Toowoomba will feature on the 2016 Heritage Bank calendar.

23 Nov 2015

Rate effective from 1 June 2015 and subject to change without notice. All rates are based on a per annum (P.A.) basis. To approved applicants only. Conditions, criteria and fees apply. For more information visit our cards page.

* Based on a $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.