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Savings

Why saving at a young age is important
By saving money at a young age, kids are able to put aside funds that may help them in the future, and gradually add up to a significant amount.
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Kids Bank Account
HOVA. The waterproof & free payment band.
Today's money saving tip
Save money on your groceries by doing one weekly shop. Research by AusVeg's Project Harvest in 2015 showed that as a nation, we’re heading to the grocery stores three times a week.  Every time we shop adds temptation to spend more on things we don’t need. So do one big shop a week instead.
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Insurance

Take out Allianz Home, Landlord or Comprehensive Motor Insurance through Heritage Bank by 8 June 2018 to enter into a draw to win $10,000.
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Insurance
Home Loans

Pay no application fee and save up to $600 on your home loan.

Hurry, offer ends 31 May
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Compare all Home Loans

View all the home loans we offer as well as details on the features of each.

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Find the loan that fits you
Calculate your mortgage repayments
Our home loan repayments calculator helps you estimate the true cost of your mortgage, including stamp duty, rates, insurance, maintenance, and more. 
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Heritage & Community
Heritage & Community
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Term Deposits
A term deposit gives you a fixed interest rate for a nominated term. This means you’ll know exactly what your investment is worth ahead of time. 
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Credit Cards

Our range of credit and debit cards offer great value, benefits and global convenience. 

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Standard Personal Loans from
12.99 % PA 13.61 % PA
Interest Rate
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Our great range of personal loans can help you buy what you want now, and pay it off over time.
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Business

Check out our range of business accounts, insurance, and lending products.

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These articles may help you

How to save money on kids' clothes

Successful family blogger, Editor and owner of popular blog, Stay at Home Mum, Jody Allen, shares her expert tips on saving money when it comes to school uniforms and weekend wear.
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How to sell secondhand stuff online

Interested in making a bit of cash? Follow our easy 4-step-guide to selling stuff online to declutter your home and make some coin while you're at it.
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3 things to do when you start a new job

If you're gearing up to start a new job there's a number of things you'll need to do to prepare. Here's 3 things to look at from a financial perspective.
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How to save without trying

Saving money doesn’t have to be hard. With these tips, you could be saving almost $20,000 a year!
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