Terms & Conditions

Notice to Heritage Bank Customers

Heritage advises the interest structure, tier structure and interest rates on the following deposit products will be changing effective Monday 5 March 2018.

Simply Access (S1) will be changing from a Step-up rate structure to a Flat rate structure. Other products have changes to balance tiers as detailed in the table below. The changes will apply to all existing and new customers.

Financial Services Guide & Fees and Limits Guide
Lending Terms & Conditions
Deposit Products

Fees, charges and conditions of use related to savings and transaction accounts, business account and term deposits.

Credit Products

Fees, charges and conditions of use related to all credit products, including credit cards and overdraft products.

Member Referral

Find another reason to love Heritage, when you refer a family member, colleague or friends to us, you can both go into the draw to win a $1,000 gift card!. And if your friend gets a Home Loan in the first three months of joining, you can both receive a $250 gift card.

Terms of Use - Heritage Bank Social Media
Win a Month's Salary August 2018
2018 Ekka Facebook Competition

Winners: 
L Aquilina
L  Nothdurft
M Christian
C Collins
C Mulvogue
N Crampton
P Gardner
R Perlic
T Doyle
C Shackel