We are making improvements to our credit documents. These changes are for your benefit and will take effect from 9 November 2023. Changes to your documents only apply to you if we sent you documents that were not signed and returned before 9 November 2023*.
*Documents sent after 9 November 2023 include the changes. Other members will have the benefit of changes to our processes, although documents will not change.
Please read these updated terms to fully understand the arrangements between us from 9 November 2023.