Interest Rates for Accounts

  • Simply Access
  • Online Saver
  • Target Bonus
  • Christmas Club
  • Pension Plus
  • Cash Management
  • Money Manager
  • Community Saver
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Simply Access
Interest Rate
$1 or more
interest calculated on daily balances and paid quarterly
Interest Rate
0.01%
Rates Effective From 01/07/2018
Simply Access
A daily transaction account loaded with lots of features.
Online Saver
Interest Rate
$1 to $249,999
$250,000 or more
tiered interest rates calculated on daily balances and paid monthly
Interest Rate
1.65%
Interest Rate
1.85%
Rates Effective From 01/07/2018
Online Saver
Manage your savings online and earn higher interest.
Target Bonus
Interest Rate
$1 to $4,999
$5,000 or more
bonus rate *
tiered interest rate calculated on minimum monthly balance and paid monthly
* Bonus interest will be applied to all balances if at least one deposit and no withdrawals are made
Rates Effective From 01/07/2018
Target Bonus
Earn bonus interest when you make regular deposits and no withdrawals.
Christmas Club
Interest Rate
christmas club (s14)
interest calculated on daily balances and paid monthly
Interest Rate
1.00%
Rates Effective From 01/07/2018
Christmas Club
Help take the stress out of the most expensive time of the year with  Christmas Club account.
Pension Plus
Interest Rate
$1 to $1,999
$2,000 to $50,199
$50,200 to $299,999
$300,000 or more
Stepup interest calculated on daily balances and paid monthly
Interest Rate
1.00%
Interest Rate
1.40%
Interest Rate
2.30%
Interest Rate
2.30%
Rates Effective From 01/07/2018
Pension Plus
If you are 55 years or older and retired, or in receipt of an Australian government pension, the Pension plus account gives you secure access to your money while earning a competitive interest rate.
Cash Management
Interest Rate
$1 to $9,999
$10,000 to $249,999
$250,000 or more
tiered interest rates calculated on daily balances and paid quarterly
Interest Rate
0.01%
Interest Rate
0.60%
Interest Rate
1.45%
Rates Effective From 01/07/2018
Cash Management
Earn high interest rates and access to your funds whenever you want. 
Money Manager
Interest Rate
working rate
term rates (in addition to working rate):
$1 to $9,999
$10,000 to $49,999
$50,000 to $249,999
$250,000 or more
working rate calculated on daily balances and paid 3 monthly on the anniversary date. term rates available only on funds remaining in account for 3 months minimum.
Rates Effective From 01/07/2018
Money Manager
This is an ideal account if you are looking for a transaction and term investment account rolled into one.
Community Saver
Interest Rate
$1 to $249,999
$250,000 to $749,999
$750,000 or more
working rate
tiered interest rates calculated on daily balances and paid monthly.<br />working rate will be applied if no community group is nominated.<br />community grant =0.5% p.a.
Rates Effective From 01/07/2018
Community Saver

Every three months we pay a 'Community Grant' to the group you choose to support, based on your balance.

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