Interest Rates for Accounts

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  • Simply Access
  • Online Saver
  • Target Bonus
  • Christmas Club
  • Pension Plus
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Simply Access
Interest Rate
$1 or more
interest calculated on daily balances and paid quarterly
Interest Rate
0.01%
Rates Effective From 01/11/2019
Simply Access
A daily transaction account loaded with lots of features, including no account keeping fee, free EFTPOS and Visa payWave transaction, and free in-branch deposits and withdrawals.
Online Saver
Interest Rate
$1 to $249,999
$250,000 or more
tiered interest rates calculated on daily balances and paid monthly
bonus intro rate (promotional 4 month rate on new accounts under $250,000)
bonus intro rate only applies to new members who open an online saver account with a linked eligible account within 60 days of membership opening and ceases to apply four (4) months after account opening. the bonus intro rate is a fixed rate in addition to the standard base variable rate and only applies on amounts up to $250,000. the offer is available to a member once only (either as a joint or single account holder).
Rates Effective From 01/11/2019
Online Saver
Manage your savings online and earn higher interest.
Target Bonus
Interest Rate
$1 to $4,999
$5,000 or more
bonus rate (bonus interest will be applied to all balances if at least one deposit and no withdrawals are made)
tiered interest rate calculated on minimum monthly balance and paid monthly
Rates Effective From 01/11/2019
Target Bonus
Earn bonus interest when you make regular deposits and no withdrawals.
Christmas Club
Interest Rate
$1 or more
interest calculated on daily balances and paid monthly
Interest Rate
1.00%
Rates Effective From 01/11/2019
Christmas Club
Help take the stress out of the most expensive time of the year with  Christmas Club account.
Pension Plus
Interest Rate
$1 to $50,199
$50,200 or more
Stepup interest calculated on daily balances and paid monthly
Interest Rate
0.70%
Interest Rate
1.55%
Rates Effective From 01/11/2019
Pension Plus
If you are 55 years or older and retired, or in receipt of an Australian government pension, the Pension plus account gives you secure access to your money while earning a competitive interest rate.
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