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Let's fit your card.
Let's fit your card.
If you’re after a new credit card we can help. This credit card finder tool will help you choose a card, based on the answers you select.
This card is...
I want to repay...
I'd rather have...
I need my credit limit to be...
I'd rather...
This card might fit!
- Up to 55 days interest free for your Visa purchases~
- 0% interest on balance transfers for 12 months*
- Earn three (3) Heritage Credits for every $1,500 spent per calendar month#
- Access Insurance with your Visa Platinum Credit Card for travel overseas and in Australia, purchases, extended warranties, and more.>
- Monthly repayments at 3% of balance or $30, whichever is greater‡
- Shop with confidence with Visa's Zero Liability policy^
- Set up your digital wallet to make secure payments on the go
- Credit limits from $6,000
This card might fit!
- Credit limits from $1,000
- Up to 55 days interest free on Visa Classic purchases*
- Earn one (1) Heritage Credit for every $1,300 spend per calendar month†
- Monthly repayments at 3% of balance or $30, whichever is greater^
- Wide range of payment options including BPAY®, automatic credit card payments, internet banking transfers and at your local branch.
- Balance enquiries and cash advances at Heritage ATM's
- Shop with confidence with Visa's Zero Liability policy#
- Set up your digital wallet to make secure payments on the go
- Access to Visa Offers + Perks
- Online shopping secured with Visa
This card might fit!
- $0 annual fee
- Visa Gold Credit Card limits from $1,000
- No interest free days to suit those who carry over a balance~
- 0% interest on balance transfers for 12 months*
- Monthly repayments at 3% of balance or $30, whichever is greater‡
- Set up your digital wallet to make secure payments on the go
- Access to Visa Offers + Perks
This card might fit!
- Business credit cards can be issued to business owners and their employees to pay for monthly fuel, accommodation and other business expenses
- Allows personal and business expenses to be kept separate
- Convenience to take care of business expenses without having to carry cheques and petty cash
- Individual monthly spend limits are set by the business owner
- Up to 40 days interest free on your Visa purchases*
- Multiple credit cards are issued under one overall approved limit, but each card has an individual spend limit
More Features
- Business credit card facility limit starting from $1000
- Minimum individual card limit of $500
- Available with or without security, subject to certain amounts and lending criteria
- Monthly repayments at 3% of balance or $30, whichever is greater ‡
Are you an existing Heritage member?
This will determine how best we can help.