Let's fit your card.

Let's fit your card.

If you’re after a new credit card we can help.  This tool will help you choose a card, based on the answers you select.

This card is...

for me
for my business
I want to repay...

all of the balance each month
some of the balance each month
I'd rather have...

55 days interest free with an annual fee
no annual fee but no interest free days
I need my credit limit to be...

under $6,000
$6,000 or more
I'd rather...

pay a lower annual fee
get more rewards and international travel insurance
This card might fit!

Platinum Visa
 

 

This card might fit!
  • Credit limits from $1,000
  • Up to 55 days interest free on Visa purchases*
  • Access to Visa Entertainment and Verified by Visa
  • Visa payWave available for purchases under $100 at participating retailers
  • Earn one (1) Heritage Credit for every $1,300 spend per calendar month†
  • Monthly repayments at 3% of balance or $30, whichever is greater^
  • Wide range of payment options including BPAY, automatic credit card payments, internet banking transfers, and over-the-counter at your local branch. 
  • Balance enquiries and cash advances at Heritage ATMs
  • Shop with confidence with Visa's Zero Liability policy #
 
This card might fit!
  • No annual fee
  • Credit limits from $1,000 
  • No interest free days to suit those who carry over a balance *
  • Monthly repayments at 3% of balance or $30, whichever is greater †
  • You can use Visa payWave for purchases under $100 at participating retailers
  • Access to Visa Entertainment and Verified by Visa
  • Wide range of payment options including BPAY, automatic credit card payments, internet banking transfers, and over-the-counter at your local branch  
  • Balance enquiries and cash advances at Heritage ATMs
  • Shop with confidence with Visa's Zero Liability policy ^
This card might fit!

Business Visa
  • Cards can be issued to business owners and their employees to pay for monthly fuel, accommodation and other business expenses
  • Allows personal and business expenses to be kept separate
  • Convenience to take care of business expenses without having to carry cheques and petty cash
  • Individual monthly spend limits are set by the business owner
  • Up to 40 days interest free on your Visa purchases*
  • Multiple cards are issued under one overall approved limit, but each card has an individual spend limit
  • Minimum facility limit of $1000
  • Minimum individual card limit of $500
  • Available with or without security, subject to certain amounts and lending criteria
  • Monthly repayments at 3% of balance or $30, whichever is greater ‡