Financial Tips & Articles

Feeling confident about your finances comes with having the right support on your side.

  • Choose a topic
  • Help with my account
  • Saving and Budgeting
  • Buying a Car
  • Buying a Home
  • Home Renovation
  • Travelling
  • Investing
  • Kids and Teens
  • Retirement
  • Business
  • Security and Scam
Saving and Budgeting
Putting money away into a pig bank
How to save more money
Save more money, reach your goals sooner and feel more in control of your finances with our online guide.
10 top budgeting tips
Budgeting effectively is a great way to help improve you financial position. Check out this handy infographic for 10 of the best budgeting tips. 
Manage your debt effectively
When it comes to managing you’re your debt effectively you are not alone. Whether you’re a current Heritage customer, or looking for change, our specialist lenders and financial planners are here to help.
Buying a Car
How much can I borrow to buy a car?
How much money you can borrow to buy a car depends on a number of things. Here's a list to consider before applying for a car loan.
Happy with new car purchase
Drive away from the car yard with confidence
A new car is probably going to be your initial most expensive purchase prior to a home so it’s necessary to consider all the details and all your options.
Buying a Home
How much money can I borrow for a home loan?
How much money you can borrow will depend on a number of things. Here's four to consider.
Home Renovation
How to renovate a bathroom on a budget
Renovating a bathroom can be a big outlay of money. Here's some tips for renovating a bathroom on a budget.
Travelling
Saving money for a goal: 7 tips to get you started
Saving money for a goal isn't rocket science. Read our list of the 7 tips you should consider when saving money for a goal.
Investing
Family talking to Heritage Bank about a new home loan
5 property investment strategies
When investing in property you need to be clear with yourself on how you intend to make money from the investment. Here's 5 popular strategies.
Kids and Teens
Explaining credit to teenagers
Understanding credit is an important life skill. Explaining credit to teenagers is important and reading our list of recommendations can help.
Retirement
How to choose a financial planner
Financial planners can help you put thought into action when it comes to your financial goals. Here's a three-step guide for choosing a financial planner.
Happy couple on front porch
How to help parents downsize
Helping a parent to downsize from the family home is an emotion-charged experience. Psychologist Ellen Jackson shares four tips to help make the process easier.
Business
How to choose a business structure
Starting a business involves a number of steps. To start with, you will need to decide on a business structure.
Security and Scam
How to keep your password and PIN more secure
Keeping your password and PIN secure isn’t rocket science and we've got some quick tips to help you.