There's lots involved in buying your first home, it can be an exciting yet overwhelming time. Let us help you with access to the right tools and support to buy your first home.
Home loan application checklist
Established in 1875, and with more than $10 billion in assets, Heritage is Australia's largest Customer Owned Bank.
Visit our First Home Buyer Hub
The First Home Owners Grant
Buying land and build loans
If you’re looking to purchase vacant land or build a new home rather than purchase an established property, we have options that may be suitable.
Construction Loans are different from a regular home loan because the funds are paid gradually to your builder as progress payments. While your property is getting built, your repayments are set as interest only to help you manage your budget.
Simply let us know of your plans to build when you apply for a home loan and we'll help you through the process.
What if my application gets knocked back?