What can I redeem my Heritage Credits for?
Heritage Credits allows you to spend the credits that you've earned on products for your home and lifestyle. You can also redeem credits for physical and electronic gift cards from a wide range of retailers. Participating retailers include:
Retailer list correct as at 7 June 2022 and may change without notice.
What counts as a qualifying purchase to earn Heritage Credits?
Most everyday spending where you use your card or digital wallet to make a purchase will count towards your qualifying spend on a Heritage Bank rewards enabled credit card.
Transactions that don't count towards your spend are cash advances, interest charges, credit fees and charges, disputed transactions, foreign exchange purchases, travellers cheques, credit card payments, gambling chip purchases, bill payments using BPAY® or utility bills paid over the counter at a financial institution at Bank@Post outlet.
How can I earn more Heritage Credits?
To earn more Heritage Credits, here are some tips:
A complete range of how to's and step-by-step guides to help you with your internet banking at Heritage.