Heritage Credits FAQ's

What can I redeem my Heritage Credits for?

Heritage Credits allows you to spend the credits that you've earned on products for your home and lifestyle. You can also redeem credits for physical and electronic gift cards from a wide range of retailers. Participating retailers include:

  • Accor
  • Adrenaline
  • Amazon
  • Ampol
  • Apple
  • Barbeques Galore
  • BCF
  • Betta Home Living
  • Big W
  • Bunnings
  • BWS
  • Catch
  • Coles
  • Country Road
  • Dan Murphy’s
  • David Jones
  • Deliveroo
  • Doordash
  • Dymocks
  • Ebay
  • Endota Flight Centre
  • Foot Locker
  • Forever New
  • Freedom
  • Google Play
  • Holiday & Hotel
  • IKEA
  • iSubscribe
  • JB Hi-Fi
  • Kayo
  • Kmart
  • Kogan
  • Myer
  • Priceline
  • Rebel
  • Red Balloon
  • Seed
  • Sephora
  • Sheridan
  • Sunglass Hut
  • SuperCheap Auto
  • Target
  • The Good Guys
  • The Iconic
  • Ticketek
  • Ticketmaster
  • Uber
  • Webjet
  • Westfield
  • Wish (Big W, BWS, Dan Murphy’s etc.)
  • Woolworths

Retailer list correct as at 7 June 2022 and may change without notice.

What counts as a qualifying purchase to earn Heritage Credits?

Most everyday spending where you use your card or digital wallet to make a purchase will count towards your qualifying spend on a Heritage Bank rewards enabled credit card. 

Transactions that don't count towards your spend are cash advances, interest charges, credit fees and charges, disputed transactions, foreign exchange purchases, travellers cheques, credit card payments, gambling chip purchases, bill payments using BPAY® or utility bills paid over the counter at a financial institution at Bank@Post outlet.

How can I earn more Heritage Credits?

To earn more Heritage Credits, here are some tips: 

  • Stay banking with Heritage. If you're registered for Heritage Credits, you'll receive annual Membership Anniversary credits that increase over time the longer you bank with us.
  • Use your rewards credit card more. Make the most of Heritage Credits by putting purchases on your rewards credit card instead of a debit card. Make sure you understand how to make the most of your credit card interest free period so that you can pay your balance back and avoid big interest charges.
  • Add an additional cardholder to your credit card. Adding an additional authorised cardholder can boost the monthly spending on your card and earn you more credits. 
  • Spend at nominated partners. Heritage may offer additional credits for spending at nominated retailers which you can find a list of in the Heritage Credits portal.
Heritage Credits (Rewarding You)
At Heritage, we reward our customers with points on rewards credit cards, as well as for their loyalty. Heritage Credits are redeemable for gift cards and home wares.
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