Business Loan Interest Rates

View our equipment loan, fully drawn loan, line of credit, overdraft and SMSF Loan business loan rates.

Equipment Loan

Interest Rate
1 year fixed
2 years fixed
3 years fixed
4 years fixed
5 years fixed
Variable
Interest Rate
3.69%
Interest Rate
3.59%
Interest Rate
3.49%
Interest Rate
3.49%
Interest Rate
3.59%
Interest Rate
3.49%
Rates Effective From 24/11/2021
Interest Rate
Indicator Rate Equipment Loan
Rates Effective From 24/11/2021
Equipment Loan

Finance new or used equipment for your business with a flexible Equipment Loan. Borrow $20,000 to $500,000 with variable or fixed interest rate options available.

Fully Drawn Loan

Residential Security
Interest Rate
1 year fixed
2 years fixed
3 years fixed
4 years fixed
5 years fixed
Variable
Interest Rate
2.89%
Interest Rate
2.89%
Interest Rate
3.09%
Interest Rate
3.19%
Interest Rate
3.29%
Interest Rate
2.85%
Rates Effective From 24/11/2021
Non-residential Security
Interest Rate
1 year fixed
2 years fixed
3 years fixed
4 years fixed
5 years fixed
Variable
Interest Rate
3.79%
Interest Rate
3.79%
Interest Rate
3.99%
Interest Rate
4.09%
Interest Rate
4.19%
Interest Rate
3.59%
Rates Effective From 24/11/2021
Interest Rate
Indicator Rate Residential Fully Drawn Loan
Indicator Rate Non-Residential Fully Drawn Loan
Rates Effective From 24/11/2021
Fully Drawn Loan

Our Fully Drawn Loan could help you with most business needs such as purchasing a property, buying a business or longer term working capital requirements.  

Line of Credit

Interest Rate
Residential Security
Non-residential Security
Interest Rate
3.75%
Interest Rate
4.40%
Rates Effective From 24/11/2021
Interest Rate
Indicator Rate Business Line of Credit
Rates Effective From 24/11/2021
Line of Credit
A flexible form of finance, allowing you to decide when to make principal reductions, plus the ability to re-use these funds at any time during the term of the facility.
Overdraft Facility

Interest Rate
Residential Security
Non-residential Security
Interest Rate
3.75%
Interest Rate
4.40%
Rates Effective From 24/11/2021
Interest Rate
Indicator Rate Business Overdraft
Rates Effective From 24/11/2021
Overdraft Facilities
Our Business Overdraft Facility covers you by providing a flexible line of credit in conjunction with a Business Cheque Account.
SMSF Fully Drawn Loan

Residential Security
Interest Rate
Variable
1 Year Fixed
2 Years Fixed
3 Years Fixed
4 Years Fixed
5 Years Fixed
Interest Rate
4.99%
Interest Rate
4.94%
Interest Rate
5.04%
Interest Rate
5.25%
Interest Rate
5.25%
Interest Rate
5.44%
Rates Effective From 24/11/2021
Non-residential Security
Interest Rate
Variable
1 Year Fixed
2 Years Fixed
3 Years Fixed
4 Years Fixed
5 Years Fixed
Interest Rate
5.29%
Interest Rate
5.78%
Interest Rate
5.84%
Interest Rate
5.99%
Interest Rate
6.04%
Interest Rate
5.99%
Rates Effective From 24/11/2021
Interest Rate
Indicator Rate Residential Fully Drawn Loan
Indicator Rate Non-Residential Fully Drawn Loan
Rates Effective From 24/11/2021
Self-managed Super Fund Loan

Use your self-managed retirement funds as equity to purchase an investment property through your Self-managed Super Fund with a Company Trustee. 

Discontinued
Discontinued Products
Discontinued Business Banking Products

View the interest rate for discontinued products, including SME Support Loans.