Business Loan Interest Rates

View our equipment loan, fully drawn loan, line of credit, overdraft and SMSF Loan business loan rates.

Equipment Loan

Interest Rate
1 year fixed
2 years fixed
3 years fixed
4 years fixed
5 years fixed
Variable
Interest Rate
6.49%
Interest Rate
6.49%
Interest Rate
6.49%
Interest Rate
6.49%
Interest Rate
6.49%
Interest Rate
7.74%
Rates Effective From 08/02/2024
Equipment Loan

Finance new or used equipment for your business with a flexible Equipment Loan. Borrow $20,000 to $500,000 with variable or fixed interest rate options available.

Fully Drawn Loan

These rates do not apply to property development loans. Rates are available upon application.

If you'd like to discuss options available for a property development loan, enquire online now. 

Residential Security
Interest Rate
1 year fixed
2 years fixed
3 years fixed
4 years fixed
5 years fixed
Variable
Interest Rate
6.44%
Interest Rate
6.29%
Interest Rate
6.19%
Interest Rate
6.19%
Interest Rate
6.19%
Interest Rate
7.10%
Rates Effective From 08/02/2024
Non-residential Security
Interest Rate
1 year fixed
2 years fixed
3 years fixed
4 years fixed
5 years fixed
Variable
Interest Rate
7.44%
Interest Rate
7.29%
Interest Rate
7.19%
Interest Rate
7.19%
Interest Rate
7.19%
Interest Rate
7.84%
Rates Effective From 08/02/2024
Fully Drawn Loan

Our Fully Drawn Loan could help you with most business needs such as purchasing a property, buying a business or longer term working capital requirements.  

Line of Credit

Interest Rate
Residential Security
Non-residential Security
Interest Rate
8.00%
Interest Rate
8.65%
Rates Effective From 08/02/2024
Line of Credit
A flexible form of finance, allowing you to decide when to make principal reductions, plus the ability to re-use these funds at any time during the term of the facility.
Overdraft Facility

Interest Rate
Residential Security
Non-residential Security
Interest Rate
8.00%
Interest Rate
8.65%
Rates Effective From 08/02/2024
Overdraft Facilities
Our Business Overdraft Facility covers you by providing a flexible line of credit in conjunction with a Business Cheque Account.
SMSF Fully Drawn Loan

Residential Security
Interest Rate
Variable
1 Year Fixed
2 Years Fixed
3 Years Fixed
4 Years Fixed
5 Years Fixed
Interest Rate
8.74%
Interest Rate
8.44%
Interest Rate
8.29%
Interest Rate
8.19%
Interest Rate
8.19%
Interest Rate
8.19%
Rates Effective From 08/02/2024
Non-residential Security
Interest Rate
Variable
1 Year Fixed
2 Years Fixed
3 Years Fixed
4 Years Fixed
5 Years Fixed
Interest Rate
8.99%
Interest Rate
9.44%
Interest Rate
9.29%
Interest Rate
9.19%
Interest Rate
9.19%
Interest Rate
9.19%
Rates Effective From 08/02/2024
Self Managed Super Fund Loan

Purchase residential or commercial property on commercial terms with our Self Managed Super Fund (SMSF) Fully Drawn Loan. 

Indicator Rates

The interest rate applicable to certain business loans, including Property Development Loans, is determined by reference to an Indicator Rate. For business loans which are subject to an Indicator Rate, the interest rate will be the Indicator Rate, plus or minus a margin (if any). The interest rate applicable may therefore be higher or lower than the Indicator Rate shown in these tables.*
Interest Rate
Equipment Loan
Non-Residential Fully Drawn Loan
Residential Fully Drawn Loan
Business Overdraft
Business Line of Credit
Interest Rate
8.79%
Interest Rate
7.84%
Interest Rate
8.34%
Interest Rate
7.94%
Rates Effective From 08/02/2024
Discontinued
Discontinued Business Loan Interest Rates

View the interest rate for discontinued business loan products, including SME Support Loans.