Compare our home loans

This handy reference table lets you scroll through the benefits and features of all the home loans on offer from Heritage Bank.

As a general guide, fixed rate loans suit people who want to know exactly how much they'll pay each month, discount variable rates are great for those who want the lowest price, and standard variable loans offer more features, like 100% offset accounts and greater flexibility on repayment options.
Why Choose a Package?
Package your standard variable, fixed rate or living equity loan together with a credit card and transaction account, and save with discounts on interest rates and fee waivers.