Home Loan Variable Rate

If you're looking for a home loan with flexibility, we have three variable rate home loan options that may suit you.

Our variable loans - what's the difference?

What makes our home loans better?


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Flexible repayment options

Free unlimited extra repayments and online redraw of payments in advance

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Family Guarantee

Your family members can use the equity in their own home to provide additional security for part of your loan amount

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People first service

People first service and commitment to our customer-owned values



Research tools
Home loan repayment calculator
How much can I borrow?
Home loan refinancing calculator
The home loan application process
Buying your first home guide
Investing in property
Get a personalised Key Fact Sheet
Interest rates for new home loans (PDF)
Interest rates for loan switches, refixes and products withdrawn from sale (PDF)

We're here to help

Our Lending Specialists are here to support you through every step of your home buying journey.

If you have a question about our home loans, tap here to get in touch with us in the way that suits you.