Home Loan Variable Rate

If you're looking for a home loan with flexibility, we have three variable rate home loan options that may suit you.

What makes our home loans better?


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Flexible repayment options

Unlimited additional repayments and online redraw available

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Family Guarantee

Your family members can use the equity in their own home to provide additional security for part of your loan amount

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People first service

People first service and commitment to our customer-owned values



Our variable loans - what's the difference?

Research tools
Home Loan repayment calculator
Borrowing power calculator
Home Loan refinancing calculator
The home loan application process
Buying your first home guide
Investing in property
Interest rates for new home loans (PDF)
Interest rates for loan switches, refixes and products withdrawn from sale (PDF)
Get a personalised Key Fact Sheet

Our specialists are here to support you through every step of your home buying journey.

If you have a question about our home loans, please tap here for live assistance.