5 July 2022: Heritage is currently reviewing its position in relation to the RBA's decision to increase the Official Cash Rate. We'll make an announcement here as soon as we finalise our decision.
Compare Personal Loans
Compare the features, interest rates and fees between our Heritage Car Loan, Fixed Personal Loan and Variable Personal Loan. Help us choose the personal loan for you.
About this Rate
Features of all our personal loans
- Small loans from $5,000
- Loan terms of 1 to 7 years
- Make unlimited extra repayments
- Repay in full at any time
- Online redraw
- Pay weekly, fortnightly or monthly
- Access 24/7 via Mobile Banking App and Heritage Online
Car Loan
|
|
Use this loan to purchase or refinance a vehicle up to 5 years old |
|
Fixed interest rate |
|
Secured loans up to $100,000 |
| $5 monthly fee |
| $200 application fee |
| Loan must be secured by either a new, or used vehicle that is less than 5 years old at the time of funding, and no older than 10 years by completion of the loan. |
Fixed Personal Loan
|
| Use this loan for vehicles over 5 years old, travel, education, weddings, debt consolidation, renovation or another approved purpose |
|
Fixed interest rate |
|
Unsecured loans up to $25,000. Secured loans up to $100,000 |
| $5 monthly fee |
| $200 application fee |
| Security is required for loans over $25,000 |
Variable Personal Loan
|
| Use this loan for vehicles over 5 years old, travel, education, weddings, debt consolidation, renovation or another approved purpose |
|
Variable interest rate |
|
Unsecured loans up to $25,000. Secured loans up to $100,000 |
| $5 monthly fee |
| $200 application fee |
| Security is required for loans over $25,000 |
We're available to support you through your application and answer any questions you may have.
If you'd like to talk to our specialists about our loans, tap here for live assistance.