Compare Personal Loans

Compare the features, interest rates and fees between our Heritage Car Loan, Fixed Personal Loan and Variable Personal Loan. Help us choose the personal loan for you.

Features of all our personal loans

  • Small loans from $5,000
  • Loan terms of 1 to 7 years
  • Make unlimited extra repayments
  • Repay in full at any time
  • Online redraw
  • Pay weekly, fortnightly or monthly
  • Access 24/7 via Mobile Banking App and Heritage Online
What's the difference?

Car Loan

Use this loan to purchase or refinance a vehicle up to 5 years old

Fixed interest rate

CL*

Secured loans up to $100,000

$5 monthly fee
$200 application fee
Loan must be secured by either a new, or used vehicle that is less than 5 years old at the time of funding, and no older than 10 years by completion of the loan.

Fixed Personal Loan

Use this loan for vehicles over 5 years old, travel, education, weddings, debt consolidation, renovation or another approved purpose

Fixed interest rate

FSPL*

Unsecured loans up to $25,000.

Secured loans up to $100,000

$5 monthly fee
$200 application fee
Security is required for loans over $25,000

Variable Personal Loan

Use this loan for vehicles over 5 years old, travel, education, weddings, debt consolidation, renovation or another approved purpose

Variable interest rate

SPL *

Unsecured loans up to $25,000.

Secured loans up to $100,000

$5 monthly fee
$200 application fee
Security is required for loans over $25,000
Calculate
Research tools
How much can I borrow?
Personal Loan repayment calculator
Car Loan repayment calculator
Buying a car
Tips to help get your personal loan approved
Compare our personal loans

We're available to support you through your application and answer any questions you may have.

If you'd like to talk to our specialists about our loans, tap here for live assistance.