Receiving Funds From Overseas

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Heritage offers two options for receiving money from another country into Australia. Each method has its advantages depending on your circumstances. The time-frame for receiving funds from overseas is dependent on the country and financial institution the funds are being processed from.
How to pay for things overseas
Inward Telegraphic Transfers
If you’re receiving regular or one-off foreign currency payments, this may be the ideal solution. When you’re bringing money across from another country, transaction charges from the banks can take a big chunk out of your payment. Instead of saying goodbye to your cash, you can choose an easy way to receive your payment at a much lower cost.
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Real Time Gross Settlement
Funds can be sent from an overseas financial institution directly to a Heritage account via Real Time Gross Settlement (RTGS).
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