How much money can I borrow for a home loan?
How much money you can borrow will depend on a number of things. Here's four to consider.
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24 September 2021: Please be aware of the “Flubot” scam targeting mobile phones across Australia. Learn more.
Home Loan Rates
Choose a variable or fixed home loan rate below, or download our rates for new home loans, to see what interest rate may apply for your new owner occupied or investment loan.
| Variable Rate Home Loans from | |
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New Discount Variable Owner Occupied (Principal & Interest) Loans of $150,000+ with 70% to 80% LVR
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Comparison Rate* See Comparison Rate warning
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| Fixed Rate Home Loans from | |
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New 2-Year Fixed Owner Occupied (Principal & Interest) Loans in Package of $150,000+ up to 90% LVR1 . Package criteria applies.
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Comparison Rate* See Comparison Rate warning
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What is LVR?
Learn more about Loan to Value Ratio (LVR), how it’s calculated and what effect it can have on your mortgage.
Loan switching interest rates for existing Heritage home loans
Owner-occupied and investment interest rates that apply if you would like to switch your Heritage loan to a different product type.
Interest rates for home loan products withdrawn from sale
Interest rates for owner-occupied and investment home loans withdrawn from sale.
These articles may help you
Refer a Friend
Refer a friend, family member or colleague to Heritage Bank for a Home Loan or Business Loan and you could get $250 each!*
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The home loan application process
Find out what's involved in the home loan application process with this handy, 4 step infographic.
We are here to help
Our specialists will help you find the right product and support you through every step of the purchase.
Or call 13 14 22 to speak to an expert