Refer a Friend

Refer a friend for your chance to

Win $1,000 each!

Refer a friend, family member or colleague to Heritage Bank and you will both go into the draw to win a $1,000 Prepaid Visa gift card each. You can refer up to 5 friends, family members or colleagues to Heritage per month to increase your chances to win. Check out our latest $1,000 winners below!

Refer a Home or Business Loan to

Instantly get $250 each!

When a friend, family member or colleague you've referred opens a Home Loan or Business Loan within three months of becoming a Heritage customer, you both receive a $250 Prepaid Visa gift card! Wouldn't that be nice to come home to?

Congratulations to our latest $1,000 Visa gift card Winners!

Congratulations to our latest $1,000 Visa gift card Winners!

May 2020 Winners

W & K Poulter, Toowoomba QLD

A Poulter, Toowoomba QLD

April 2020

R Smith, Plainby QLD

M Smith, Plainby QLD

March 2020

M & P Denton, Russell Lea NSW

T Denton, Russell Lea NSW



Which Heritage products are applicable?

 Enter the $1,000 draw by referring a friend to one of these Heritage Accounts, Products or Loans:

  • Savings account 
  • Transaction account
  • Home loan (approved and funded)
  • Personal loan (approved and funded)
  • Term deposit
  • Credit card (approved)
  • Business account
  • Business loan (approved and funded)

    Once referred, get a $250 Prepaid Visa gift card instantly if your friend takes out a:

  • Home loan (approved and funded)
  • Business loan (approved and funded) - excludes Motor Vehicle Equipment Loan

    Excludes Broker introduced loans. 
  • I recently opened an account and I forgot to tell Heritage that I was referred by my friend

    That's ok, it's not too late, you can let us know who referred you to Heritage within 28 days of opening your account. You can either call our Contact Centre on 13 14 22 or visit your closest Heritage branch to let them know who referred you.

    How many people can I refer to Heritage?

    You can refer up to 5 of your friends, family or colleagues to Heritage per month.

    How do I activate my Heritage Visa gift card?

    Activating your gift card is easy. Visit and use the 4-digit code included with your gift card.

    Where can I use my Visa Gift Card?

    You can use your gift card to make purchases anywhere that accepts Visa pre-paid cards and can process them electronically.There is no PIN - simply sign the back of the gift card If you are paying for an item greater than the gift card amount, advise the salesperson to split the transaction.

    What are the Terms and Conditions for this program?

    For full details of this promotion, refer to the promotion terms and conditions.