Call us
Email us
Live chat
Find a branch
Help and Guidance
FAQs
Refer a Friend FAQs
How do I use my Heritage Prepaid Visa Gift Card?
Banking
Accounts
Interest rates
Ways to bank with us
Business Accounts
Calculators
Open an account
Return
Budget Planner
Savings Calculator
Term Deposit Calculator
Credit Cards
Find the card that fits you
Compare all cards
Balance transfer
Rewards
Credit Card enquiry
Return
More
Term Deposits
Insurance
Business Banking
International & Travel Banking
Financial planning
Contact us 24/7
Return
Loans
Home Loans
Find the loan that fits you
Interest rates
Calculators
Compare all Home Loans
Home Loan enquiry
Return
Buy your first home
Buy your next home
Refinance to Heritage
Buy an investment property
Fixed rates
Variable rates
All interest rates
Home Loan repayment calculator
Borrowing power calculator
Refinance calculator
Extra repayment calculator
All Calculators
Personal Loans
Car Loan
Calculators
Compare all Personal Loans
Personal Loan enquiry
Return
Borrowing power calculator
Personal Loan repayment calculator
Car Loan repayment calculator
Business Loans
Business Equipment Loan
Interest rates
Business Loan enquiry
Return
Business
Business Banking
Business Accounts
Business Visa Credit Card
Business Loans
Interest rates
Business enquiry
Return
Support
Activate a card
Business Payment Tools
Hardship Assistance
Internet Banking Assistance
Financial Tips
Guide to starting a business
Return
Calculators
Savings Calculators
Budget planner
Savings calculator
Income tax calculator
Term deposit calculator
Expense planner
Return
Home Loan Calculators
Home loan calculator
Borrowing power calculator
Refinance calculator
Extra repayment calculator
Return
Personal Loan Calculators
Borrowing power calculator
Personal loan repayment calculator
Car loan repayment calculator
Return
Support
Support
Scam alerts & fraud help
Account help
Card Account Help
Internet banking help
Hardship assistance
FAQs
Forms & brochures
Return
Activate a card
Activate a gift card
Change your card PIN
Losing a loved one
Forms
Brochures
I want to...
Switch to Heritage
Buy a home
Buy a car
Invest in property
Start a business
Travel more
Apply for sponsorship
Return
Financial Tips
All financial tips
Business
Buying a car
Buying a home
Credit
Home renovation
Investing
Kids & Teens
Retirement
Migrant banking
Over 65 support
Saving & budgeting
Security & scams
Travelling
Return
About
About us
Our locations
News
Customer Owned Banking
Careers
Member centre
Merger news
Return
Heritage in the community
People First Community Lottery
People First Stadium
Photographic Awards
Community Branches
Refer a friend
Sustainability
Our Charitable Foundation
Return
Follow us
Facebook
Youtube
Instagram
LinkedIn
X (Twitter)
Return
Login
Internet Banking
Internet Banking
Download the app
Online Share Trading
Business Netbanking
Back
Home
Show Alerts
Banking
Loans
Business
Calculators
Support
Financial Tips
About
Banking
Accounts
Credit Cards
More
Loans
Home Loans
Personal Loans
Business Loans
Business
Business Banking
Support
Calculators
Savings Calculators
Home Loan Calculators
Personal Loan Calculators
Support
Support
I want to...
Financial Tips
All financial tips
About
About us
Heritage in the community
Follow us
Accounts
Interest rates
Ways to bank with us
Business Accounts
Calculators
Open an account
Credit Cards
Find the card that fits you
Compare all cards
Balance transfer
Rewards
Credit Card enquiry
More
Term Deposits
Insurance
Business Banking
International & Travel Banking
Financial planning
Contact us 24/7
Home Loans
Find the loan that fits you
Interest rates
Calculators
Compare all Home Loans
Home Loan enquiry
Personal Loans
Car Loan
Calculators
Compare all Personal Loans
Personal Loan enquiry
Business Loans
Business Equipment Loan
Interest rates
Business Loan enquiry
Business Banking
Business Accounts
Business Visa Credit Card
Business Loans
Interest rates
Business enquiry
Support
Activate a card
Business Payment Tools
Hardship Assistance
Internet Banking Assistance
Financial Tips
Guide to starting a business
Savings Calculators
Budget planner
Savings calculator
Income tax calculator
Term deposit calculator
Expense planner
Home Loan Calculators
Home loan calculator
Borrowing power calculator
Refinance calculator
Extra repayment calculator
Personal Loan Calculators
Borrowing power calculator
Personal loan repayment calculator
Car loan repayment calculator
Support
Scam alerts & fraud help
Account help
Card Account Help
Internet banking help
Hardship assistance
FAQs
Forms & brochures
I want to...
Switch to Heritage
Buy a home
Buy a car
Invest in property
Start a business
Travel more
Apply for sponsorship
All financial tips
Business
Buying a car
Buying a home
Credit
Home renovation
Investing
Kids & Teens
Retirement
Migrant banking
Over 65 support
Saving & budgeting
Security & scams
Travelling
About us
Our locations
News
Customer Owned Banking
Careers
Member centre
Merger news
Heritage in the community
People First Community Lottery
People First Stadium
Photographic Awards
Community Branches
Refer a friend
Sustainability
Our Charitable Foundation
Follow us
Facebook
Youtube
Instagram
LinkedIn
X (Twitter)
Calculators
Budget Planner
Savings Calculator
Term Deposit Calculator
Find the loan that fits you
Buy your first home
Buy your next home
Refinance to Heritage
Buy an investment property
Interest rates
Fixed rates
Variable rates
All interest rates
Calculators
Home Loan repayment calculator
Borrowing power calculator
Refinance calculator
Extra repayment calculator
All Calculators
Calculators
Borrowing power calculator
Personal Loan repayment calculator
Car Loan repayment calculator
Card Account Help
Activate a card
Activate a gift card
Change your card PIN
Losing a loved one
Forms & brochures
Forms
Brochures
Frequently Asked Questions
What are the Terms and Conditions for the Refer a Friend program?
For full details of the Refer a Friend promotion, including eligibility and draw dates, refer to the promotion
terms and conditions
.
Refer a friend to Heritage and get rewarded
Introduce a friend, colleague or family member to Heritage and you could be saying 'hello' to $1'000*.
Learn more
More help
Mobile Banking App FAQs
Internet Banking FAQs
Visa Debit & Credit Card FAQs
Apple Pay FAQ's
Samsung Pay FAQ's
Google Pay FAQ's
Online Security and Scam FAQs
All FAQs
Scam alerts & fraud protection
Fight scammers with our help. Learn how we protect you from fraud and become savvy at identifying scams with our help guides and security tips.
Learn more
Contact us 24/7
Our local Australian contact centre is waiting for you. Call
13 14 22
or if overseas, call
+617 4694 9000.
Learn more