Refer a Friend FAQs

What are the Terms and Conditions for the Refer a Friend program?

For full details of the Refer a Friend promotion, including eligibility and draw dates, refer to the promotion terms and conditions.

Which Heritage Bank products are applicable for Refer a friend?

Enter the $1,000 draw by referring a friend, family member or colleague to one of these Heritage branded accounts:

  • Heritage Savings account 
  • Heritage Transaction account
  • Heritage Home loan (approved and funded)
  • Heritage Personal loan (approved and funded)
  • Heritage Term deposit
  • Heritage Credit card (approved)
  • Heritage Business account
  • Heritage Business loan (approved and funded)
  • Once referred, get a $250 cash reward if your friend, family member or colleague opens a:

  • Heritage Home loan (approved and funded)
  • Heritage Business loan (approved and funded) - excludes Motor Vehicle Equipment Loans

  • The Heritage branded Home Loan or Business Loan must be open and funded within three (3) months of account opening. This promotion excludes Broker introduced loans and Heritage Bank staff and their immediate families. View full terms and conditions of program.

    How many people can I refer to Heritage?

    You can refer up to five (5) of your friends, family or colleagues to Heritage per month.

    How do l tell Heritage that I was referred by a friend?

    You can let us know who referred you to Heritage within 28 days of opening your Heritage Bank account. Call us on 13 14 22 or talk to your local branch to let us know who referred you. 

    When will I receive my $250 Home or Business Loan referral cash reward?

    In the month after the referred loan settles (is funded), Heritage will check that both the Referrer and New Member met the promotion terms and conditions.

    If eligible, Heritage will process the $250 cash reward for the Referrer and New Member by electronic transfer to a Heritage transaction account held in their name within seven days of the end of the month in which we checked eligibility. 

    For example, if you're loan settled in July then we'll check your eligibility for the promotion in August, and the payment will be made to your account by the August 25.

    Where a transaction account for the New Member does not exist, the cash payment will be made to the Heritage Bank home loan account. Where a transaction account for the Referrer does not exist, the payment will be made to such Heritage Bank account of the Referrer as is chosen by Heritage Bank in its absolute discretion. Heritage Bank account details will be used to issue the cash payments.

    If you're unsure whether you qualify for the promotion, or have any other questions, talk to your local branch or call us on 13 14 22.

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