Google Pay TM

Getting Started

Google Pay ™ is the fast, simple way to pay at millions of places – on sites, in apps, and in stores. It brings together everything you need at checkout and protects your payment info with multiple layers of security.

Adding your Heritage Visa card to Google Pay takes just a few moments. Go to Manage Cards in your Heritage Mobile Banking app, select Add to Google Pay and follow the steps on screen. 

Alternatively, set up your card in the Google Pay app or on the web at

Once you set up your card, simply unlock your phone, ‘tap and pay’ and you’re done. 

How to use Google Pay

In Stores - Pay contactless with your Android Phone

The App works anywhere contactless payments are accepted. Just wake your Android phone and hold it near the terminal until you see a check mark. You don't even need to open the App. 

In Apps and on the web - Pay as quick as you click

Use the App to check out even faster. Once you've added a card, you won't need to enter your payment info again. Just confirm your purchase and you're all set.


  • Use your digital wallet to pay in-store, online and within apps
  • Protects your payment info with multiple layers of security to help keep your account safe
  • Use internationally by setting up and activating your Heritage card in the App before heading overseas
  • Protected with Visa Zero Liability# against fraudulent transactions
  • Physical card number replaced with a ‘token’ to pay for purchases
  • Ability to add loyalty and gift cards
  • When you use your Heritage card with the App, you’ll continue to enjoy all the same rewards, benefits, and protections that come with it
Helping you

What devices can I use Google Pay with?

The Google Pay App is currently available for Android devices running 5.0 (Lollipop) or higher with a Near Field Communication (NFC) antenna and Host Card Emulation (HCE) support. For further details refer to Google Pay.

What cards can I use with Google Pay?

All Heritage Visa Credit and Debit cards can be used with Google Pay.

Other ways to bank
Other ways to bank

Our Contact Centre is here to help you with internet banking, account troubleshooting, card management and lots more.

Call our internet banking support line on 1300 722 767 or tap here for live assistance.