Garmin Pay™ is a contactless payment solution designed for people who are always on the move. Whether you grab a cup of coffee after your morning run or get a bite to eat while out on a ride, Garmin Pay lets you make purchases quickly and almost effortlessly with nothing needed but your watch. Plus, your card details are never shared with retailers or Garmin so your information stays private.

Once installed on your iOS or Android mobile, you can use the Garmin Connect™ Mobile App to add your Heritage Visa credit or debit cards to Garmin Pay.

1. With your compatible Garmin device handy, open the app and select Garmin Pay > Create your Wallet

2. Follow the on-screen instructions to add your Heritage Visa credit or debit card details. This can be done by filling in your details or by simply using your smartphone’s camera.

3. You will then need to accept the terms and conditions and verify yourself via a unique code. We’ll SMS this to you

4. Once you’re set up, you can now pay on the go by holding your Garmin device near the transaction terminal