Getting Started

Garmin Pay

Garmin Pay™ is a contactless payment solution designed for people who are always on the move. Whether you grab a cup of coffee after your morning run or get a bite to eat while out on a ride, Garmin Pay lets you make purchases quickly and almost effortlessly with nothing needed but your watch. Plus, your card details are never shared with retailers or Garmin so your information stays private.

Getting started

Once installed on your iOS or Android mobile, you can use the Garmin Connect™ Mobile App to add your Heritage Visa credit or debit cards to Garmin Pay.

  1. With your compatible Garmin device handy, open the app and select Garmin Pay > Create your Wallet

  2. Follow the on-screen instructions to add your Heritage Visa credit or debit card details. This can be done by filling in your details or by simply using your smartphone’s camera.

  3. You will then need to accept the terms and conditions and verify yourself via a unique code. We’ll SMS this to you

  4. Once you’re set up, you can now pay on the go by holding your Garmin device near the transaction terminal

How to use Garmin Pay

In Stores – Pay contactless with your Garmin device
Garmin Pay is accepted at any of the millions of stores that accept contactless payments. Just hold your Garmin near the terminal until you see the check mark.

  • Use internationally by setting up and activating your Heritage Visa card before heading overseas
  • Protected with Visa Zero Liability# against fraudulent transactions
  • Physical card number is replaced with a ‘token’ to pay for purchases
  • When you use your Heritage card with Garmin Pay, you’ll continue to enjoy all the same rewards, benefits, and protections that come with it

  • You will be protected with Visa Zero Liability# against fraudulent transactions
  • Garmin Pay uses industry-standard tokenization, which means your card number will never be shared with retailers or Garmin
Helping you

Garmin Pay Support

For Garmin Pay support and troubleshooting please visit Garmin Pay online.

Other ways to bank
Other ways to bank

Our Contact Centre is here to help you with internet banking, account troubleshooting, card management and lots more.

Call our internet banking support line on 1300 722 767 or tap here for live assistance.