Apple Pay

Apple Pay with Heritage, now with eftpos.

Giving you more choices to make quick, easy, contactless payments.

Heritage Bank Apple Pay

Easy Apple PayEasy

Apple Pay is easy to use with the devices you use everyday - your iPhone, Apple Watch, iPad, and Mac.

Fast Apple PayFast

With Apple Pay, there's no delay, or looking for cards and wallets.  There's no touch-and-go, when you tap and pay.

Secure Apple PaySecure

Paying with Apple Pay is secure and private, as your card details are not stored on your device, or handed over at the point of sale.

Adding your card to Apple Pay

Add Apple Pay in the Mobile Banking App

Heritage Mobile Banking App


1 /
Login to the Heritage Mobile Banking App. Tap "Manage Cards" and select the card you'd like to add.
2 /
Tap "Add to Apple Wallet" and follow the prompts.

Apple Pay Wallet Icon

Apple Watch

1 /
Open the Watch App on your iPhone and tap "Wallet & Apple Pay".
2 /
Then tap "Add Credit or Debit Card" and follow the prompts.

How to use Apple Pay

Paying in stores

Quickly pay in store using your iPhone or Apple Watch.

iPhone Face ID

Double click on the side button, glance at your screen, then hold your iPhone near the reader.

iPhone Touch ID

Hold your iPhone near the reader with your finger on Touch ID.

Apple Watch

Double click the side button and hold your Apple Watch up to the reader.

How to change the payment network

When you add your Heritage card to Apple Pay, the card will be defaulted to the Visa network for payments with Apple Pay.


To change the payment network on iPhone, open the Wallet app, tap on your Heritage card, tap the more button , choose the network.

Apple Watch

To change the payment network on Apple Watch, double-click the side button and select your Heritage card, tap your card, choose the network.

Where to use Apple Pay

Apple Pay can be used anywhere you can tap and pay or anywhere you can see this symbol. 
 Paywave Symbol

Paying online or in apps

Apple Pay is the easier, safer way to pay in stores, in selected apps and on participating websites with your iPhone, Apple Watch, iPad, and Mac.

You can quickly check out using the devices you carry every day.

Apple Pay is also the safer and faster way to pay on participating websites and in selected apps because you no longer have to create an account or fill out lengthy forms.

Need some help?
Other ways to bank
Other ways to bank

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