Business Cheque Account

Our low-cost Business Cheque transaction account is designed with small to medium businesses needs in mind and handles your day-to day Business, Company or Trust transactions efficiently.

Rates

Features

  • $0 monthly account keeping fee^
  • Business Visa Debit Card
  • Get money out fee free at Heritage ATMs and big 4 Bank ATMs in Australia~
  • 24/7 award winning local customer service
  • Set up your digital wallet to make secure payments on the go
  • Cancel or lock your card and block selected transaction types in our Mobile Banking App
  • 50 or 100 leaf chequebooks available on request. Deposit books free of charge
  • eStatements available. If paper statements are required these can be posted after 100 transactions, six months or on request
  • Business overdraft facilities available
  • Transact through Bank@Post 

Interest Rate
$1 or more
Interest calculated on daily balances and paid 3 monthly

$1 or more

Interest Rate
0.01%

Interest calculated on daily balances and paid 3 monthly

Interest Rate

Interest Rate
Rates Effective From 01/06/2025
Enquire online
Awards for Bank of the Year - Customer Service and Customer-Owned Institution of the Year
Transaction fees

Transaction type 

Fee per transaction
Direct credits and debits Free
EFTPOS
 Free
Visa debit and Visa payWave Free
Counter cash deposits, withdrawals, transfers and BPAY® Free
Heritage ATM withdrawals, transfers and balance enquiries Free
Cheque deposits Free
Presented cheques 
 Free
Overseas ATM or counter withdrawals (Visa)  $5.00 plus overseas currency conversion fee 
Bank@Post Transactions Free

 

Heritage Online Security Token to authorise batch payments

$50 per token, every 3 years. Includes replacement tokens 
How to open a business account
Whether you're a Sole Trader, Partnership, Company or Trust, we'll need you to provide some specific information to open your new business account.
Learn more
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We're here to help

Our Business Banking Specialists are available to answer any of your questions, so you can choose the product that best suits your needs. They can also help with setting up your business account, internet banking and lots more.  Tap here for live assistance.