Open a Business Account

Opening a business account is easy with Heritage.

At Heritage, we make it our business to understand your business. We understand that Business Banking isn't just about great products, it's about genuine respect and personal attention. That’s why we suggest you speak with one of our specialist Business Banking Managers about opening a business account and switching your business banking to Heritage. 


Alternatively, you can complete the membership application form that matches your business type and return this to Heritage.

Business Cheque transaction account
This low-cost account is designed with small to medium businesses needs in mind and handles your day-to day business, company or trust transactions efficiently.
Grow your business confidently with us
  • Your own dedicated Business Banking Manager 
  • Small business specialists
  • Customer owned bank that puts People first
  • Award-winning products and customer service
Business Membership Types

To get started with Business Banking at Heritage, you first need to open a business membership type that matches your established entity structure.  This established entity structure could be any of the following business types or a combination: 

Association  Australian Government Body 
Body Corporate Company
Co-Operative Deceased Estate
Partnership Self-Managed Super Fund
Sole Trader Trust

If you're unsure, you can find more information on the Australian Government Business website.

Once you know your established entity structure, download and complete the relevant Membership Application Form below and return it to Heritage along with the required supporting documents (listed on the form). If you'd like help through the process visit your local branch or contact us on 13 14 22.

Apply for a Business Loan

Business Credit Card 

To apply for our Business Credit Cardenquire online, contact us on 13 14 22 or  complete and return our Application for Business Credit Card form.


Business Loan 

To apply for a business loan, enquire online, contact us on 13 14 22 or complete and return our Application for Business Finance to apply for the following products:

See all Business Loans

Our business loans are designed to help you reach your business goals. Whether it be for a vehicle, or to help with cash flow. 

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