The most important differentiation is the difference between a transaction account - the one you use for every day expenses, and a savings account – where you want to add funds to regularly, not make withdrawals, and see grow over time. Learn more with this handy infographic.
Depending on your savings goals, Heritage has a range of savings accounts for you that are simple to set-up, provide quick access to your funds and are seamless to manage.
With the Online Saver, there are no set-up or account keeping fees, with easy access to your funds both online and over the phone. With a great interest rate from the very first dollar, this account is a great way to get started on your saving journey. Applying for an account can be done easily online within minutes.
If you’re looking for a savings account that gives you more back each month, then the Target Bonus account could be for you. The Target Bonus saver offers all of the benefits of no account keeping fees and simple online access, with a bonus interest rate for savers who need a little extra incentive to not touch their funds month-to-month. Applying for this account can be easily done online within minutes.
We know that the amount of accounts available to you can get confusing. If you're still unsure, the best step to take is to talk to a financial adviser, or contact your bank so they can fit your needs. Whatever your goals are to grow your savings, Heritage is here to help.