How to choose the best saving account for you


Choose the best saving account for you

Saving money is a good habit to get into, and once you’ve started to put some funds aside each month, you’ll want to make sure it’s working hard. That’s why you need to select the best saving account for you.  

The most important differentiation is the difference between a transaction account - the one you spend for every day expenses from, and a savings account – where you want to add funds to regularly, not make withdrawals, and see grow over time.

We know that the amount of accounts available to you can get confusing. If you're still unsure, the best step to take is to talk to a financial adviser, or contact your bank so they can fit your needs.  

Heritage Bank savings accounts

Depending on your savings goals, Heritage has a range of savings accounts for you that are simple to set-up, provide quick access to your funds and are seamless to manage. 

With the Online Saver, there are no set-up or account keeping fees, with easy access to your funds both online and over the phone. With a great interest rate from the very first dollar, this account is a great way to get started on your saving journey. Applying for an account can be done easily online too. 

If you’re looking for a savings account that gives you more back each month, then the Target Bonus account could be for you. The Target Bonus saver offers all of the benefits of no account keeping fees and simple online access, with a bonus interest rate for savers who need a little extra incentive to not touch their funds month-to-month. Applying for this account can be easily done online. 

Whatever your goals are to grow your savings, Heritage is here to help.  

Get a Bonus Intro Rate with our Online Saver Account*
0.35 % PA

Bonus Intro Rate available for new customers, on balances up to $100,000, for 4 months from day of account opening. Rate based on a S26_1 current variable rate, plus a 4 month S26_4 Bonus Intro Rate.*

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