How to choose a business structure
Our Business Overdraft Facility can give you flexible access to additional cash flow in conjunction with a Business Cheque Account.
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Interest Rate | ||
Residential Security | ||
Non-residential Security |
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Interest Rate | ||
Indicator Rate Business Overdraft | ||
Indicator Rate Residential Business Overdraft | ||
Indicator Rate Non-Residential Business Overdraft |
Monthly fee | $30.00 |
Application Fee | Available upon application |
Heritage Online Security Token to authorise batch payments |
$50 per token, every 3 years. Includes replacement tokens |
Transaction Type |
Fee Per Transaction |
Direct credits and debits | Free |
EFTPOS |
Free |
Visa debit and Visa payWave | Free |
Counter cash deposits, withdrawals, transfers and BPAY® | Free |
Heritage ATM withdrawals, transfers and balance enquiries | Free |
Cheque deposits | Free |
Presented cheques |
Free |
Overseas ATM or counter withdrawals (Visa) | $5.00 plus overseas currency conversion fee |
Bank@Post Transactions* | $3.00 |
*Bank@Post transactions are free for members for which a residential postcode recorded by Heritage is within the range 0000 to 3999 or 4311, 4312, 4313, 4360, 4361 and 4385 to 9999. |
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