How to choose a business structure
Starting a business involves a number of steps. To start with, you will need to decide on a business structure.
Learn more
Our Business Overdraft Facility can give you flexible access to additional cash flow in conjunction with a Business Cheque Account.
|
||
|---|---|---|
| Interest Rate | ||
| Residential Security | ||
| Non-residential Security | ||
|
||
|---|---|---|
| Interest Rate | ||
| Indicator Rate Business Overdraft | ||
| Indicator Rate Residential Business Overdraft | ||
| Indicator Rate Non-Residential Business Overdraft | ||
| Monthly fee | $30.00 |
| Application Fee | Available upon application |
|
Heritage Online Security Token to authorise batch payments |
$50 per token, every 3 years. Includes replacement tokens |
Transaction Type |
Fee Per Transaction |
| Direct credits and debits | Free |
| EFTPOS |
Free |
| Visa debit and Visa payWave | Free |
| Counter cash deposits, withdrawals, transfers and BPAY® | Free |
| Heritage ATM withdrawals, transfers and balance enquiries | Free |
| Cheque deposits | Free |
| Presented cheques |
Free |
| Overseas ATM or counter withdrawals (Visa) | $5.00 plus overseas currency conversion fee |
| Bank@Post Transactions* | $3.00 |
| *Bank@Post transactions are free for members for which a residential postcode recorded by Heritage is within the range 0000 to 3999 or 4311, 4312, 4313, 4360, 4361 and 4385 to 9999. |
|
How to choose a business structure
Tips on applying for a business loan
Best Podcasts for Business: Our top 5
Business Payment Tools
Our specialists will help you find the right product and support you through every step of the purchase.
Or call 13 14 22 to speak to an expert