Business Overdraft Facility
Our Business Overdraft Facility can give you flexible access to additional cash flow.
Business Overdraft Variable Rate - Residential Security
About this Rate
Features
- Overdraft limit is available on an ongoing basis
- Interest is charged only on the funds you use
- Full transaction capability with chequebook, card and online access
- Preferred minimum amount $20,000. For lesser amounts our Business Visa credit card may be a more suitable option.
- Secured by mortgage
Rates
|
||
|---|---|---|
| Interest Rate | ||
| Residential Security | ||
| Non-residential Security | ||
Owner - Occupied
Investment
Interest Rate
8.00%
Interest Rate
8.65%
Rates Effective From 21/11/2023
Fees
| Monthly fee | $30.00 |
| Application Fee | Available upon application |
|
Heritage Online Security Token to authorise batch payments |
$50 per token, every 3 years. Includes replacement tokens |
Transaction Type |
Fee Per Transaction |
| Direct credits and debits | Free |
| EFTPOS |
Free |
| Visa debit and Visa payWave | Free |
| Counter cash deposits, withdrawals, transfers and BPAY® | Free |
| Heritage ATM withdrawals, transfers and balance enquiries | Free |
| Cheque deposits | Free |
| Presented cheques |
Free |
| Overseas ATM or counter withdrawals (Visa) | $5.00 plus overseas currency conversion fee |
| Bank@Post Transactions | Free |
Research tools
Our Business Banking Specialists are available to answer any of your questions, so you can choose the product that best suits your needs. They can also help with setting up your business account, internet banking and lots more. Tap here for live assistance.