Following the Reserve Bank’s recent decision, we're increasing our existing home, investment and business variable rate loans by 0.25% p.a. from 17 February 2026. Learn more here.
What happened to my Pay Anyone Password?
When you register for SMS Security this replaces the Pay Anyone Password as the method of Pay Anyone authentication. This means that if you have accepted to register for SMS Banking in Heritage Online, your Pay Anyone password would have been disabled.
It is not a requirement to sign up for SMS Banking, however you can only have SMS Banking or the Pay Anyone Password, not both. If you've accidentally registered for SMS Security please contact us.