Samsung has partnered with Heritage Bank to safeguard your personal, transactional, and payment information. Samsung Pay uses tokenisation and authentication methods to secure all cardholder information. In addition to the security measures implemented by Samsung Pay, Samsung’s KNOX service constantly monitors suspicious activity within the device to protect from malicious attacks.
KNOX is a platform that was designed in multiple layers across hardware and software so that your device can constantly ensure data is secure. If you’d like more information on this platform, head to samsungknox.com. 

Tokenisation is an extra layer of security, developed by Visa, Mastercard and American Express.

It creates a unique set of numbers for each new transaction, so your real card number is never used from Samsung Pay. Your card number cannot be copied or skimmed at the time of your transaction.

Tokens are used to protect your card details and payment information which reduces the security risks that comes with plastic cards.