Following the Reserve Bank’s recent decision, we're reducing our existing variable rate home loans by 0.25% p.a. from 26 August 2025. Learn more here.
Frequently Asked Questions
Can I change my PayID name (shortname)?
At Heritage, we assign you a PayID Shortname, based on your legal account name which means you're unable to change this with Heritage Bank unless you legally change your name. This varies between financial institutions.