Call us
Email us
Live chat
Find a branch
Toggle navigation
Banking
Accounts
All Accounts
Ways to bank with us
Interest rates
Calculators
All Business Accounts
Open an account
Budget Planner
Savings Calculator
Credit Cards
All Credit Cards
Find the card that fits you
Compare all cards
Business Visa
Credit Card enquiry
More
Term Deposits
Insurance
Business Banking
International & Travel Banking
Investment Banking
Enquire
$0 Account keeping fees with our Simply Access account
Loans
Home Loans
All Home Loans
Find the loan that fits you
Interest rates
Calculators & tools
Compare all Home Loans
Home Loan enquiry
Buy your first home
Buying your next home
Refinance to Heritage
Property investment
Home Loan calculator
Borrowing power calculator
Refinance calculator
Key fact sheets
🏠 All Calculators
Personal Loans
All Personal Loans
Car Loan
Calculators
Compare all Personal Loans
Personal Loan enquiry
Personal Loan calculator
Car Loan calculator
Business Loans
All Business Loans
Business Car Loan
Interest rates
Business Loan enquiry
Business
Get Started
I want to start a business
Business Tips & Articles
Business enquiry
Banking
All Business Banking
Business Accounts
Business Payment Tools
Business Credit Card
Business Loans
Business Loan Interest Rates
Business Insurance
Support
Activate a card
Hardship Assistance
Internet Banking Assistance
Contact Us 24/7
SME Guarantee Loan
Calculators
Saving & Planning Calculators
All Calculators
Budget Planner
Savings Calculator
Income tax calculator
Term deposit calculator
Home Loan Calculators
Home Loan calculator
Borrowing power calculator
Refinance calculator
Extra repayment calculator
Loan comparison calculator
More calculators
Personal Loan Calculators
Personal Loan calculator
Car Loan calculator
Estimate the cost of owning your home
Help & Guidance
Supporting You
Accessing your account
Activate a card
Hardship Assistance
Forms & Brochures
FAQs
Internet Banking Help
Deceased Estates
Forms
Brochures
I want to...
Buy a car
Travel more
Plan for my wedding
Buy my first home
Buy a home
Grow my family
Start a business
Invest in property
Plan for retirement
Switch to Heritage
Articles
All Articles
Saving & Budgeting
Buying a Home
Buying a Car
Travelling
Home Renovation
Retirement
Investing
Kids and Teens
Business
Security and Scam
About
About Heritage
About us
Our locations
News
Customer owned banking
Careers
Financial Information
Contact Us
Prudential Information
Financial Reports
Community
Sponsorship
Photographic Awards
Community Branches
Community Support
Our commitment to you
Refer a friend
Heritage Bank Charitable Foundation
Login
Internet Banking
Internet Banking
Download the app
Online Share Trading
Business Netbanking
Back
Home
Show Alerts
Banking
Loans
Business
Calculators
Help & Guidance
About
Banking
Accounts
Credit Cards
More
$0 Account keeping fees with our Simply Access account
Loans
Home Loans
Personal Loans
Business Loans
Business
Get Started
Banking
Support
SME Guarantee Loan
Calculators
Saving & Planning Calculators
Home Loan Calculators
Personal Loan Calculators
Estimate the cost of owning your home
Help & Guidance
Supporting You
I want to...
Articles
About
About Heritage
Community
Heritage Bank Charitable Foundation
Accounts
All Accounts
Ways to bank with us
Interest rates
Calculators
All Business Accounts
Open an account
Credit Cards
All Credit Cards
Find the card that fits you
Compare all cards
Business Visa
Credit Card enquiry
More
Term Deposits
Insurance
Business Banking
International & Travel Banking
Investment Banking
Enquire
Home Loans
All Home Loans
Find the loan that fits you
Interest rates
Calculators & tools
Compare all Home Loans
Home Loan enquiry
Personal Loans
All Personal Loans
Car Loan
Calculators
Compare all Personal Loans
Personal Loan enquiry
Business Loans
All Business Loans
Business Car Loan
Interest rates
Business Loan enquiry
Get Started
I want to start a business
Business Tips & Articles
Business enquiry
Banking
All Business Banking
Business Accounts
Business Payment Tools
Business Credit Card
Business Loans
Business Loan Interest Rates
Business Insurance
Support
Activate a card
Hardship Assistance
Internet Banking Assistance
Contact Us 24/7
Saving & Planning Calculators
All Calculators
Budget Planner
Savings Calculator
Income tax calculator
Term deposit calculator
Home Loan Calculators
Home Loan calculator
Borrowing power calculator
Refinance calculator
Extra repayment calculator
Loan comparison calculator
More calculators
Personal Loan Calculators
Personal Loan calculator
Car Loan calculator
Supporting You
Accessing your account
Activate a card
Hardship Assistance
Forms & Brochures
FAQs
Internet Banking Help
Deceased Estates
I want to...
Buy a car
Travel more
Plan for my wedding
Buy my first home
Buy a home
Grow my family
Start a business
Invest in property
Plan for retirement
Switch to Heritage
Articles
All Articles
Saving & Budgeting
Buying a Home
Buying a Car
Travelling
Home Renovation
Retirement
Investing
Kids and Teens
Business
Security and Scam
About Heritage
About us
Our locations
News
Customer owned banking
Careers
Financial Information
Contact Us
Community
Sponsorship
Photographic Awards
Community Branches
Community Support
Our commitment to you
Refer a friend
Calculators
Budget Planner
Savings Calculator
Find the loan that fits you
Buy your first home
Buying your next home
Refinance to Heritage
Property investment
Calculators & tools
Home Loan calculator
Borrowing power calculator
Refinance calculator
Key fact sheets
🏠 All Calculators
Calculators
Personal Loan calculator
Car Loan calculator
Forms & Brochures
Forms
Brochures
Financial Information
Prudential Information
Financial Reports
Frequently Asked Questions
Help & Guidance
FAQs
NPP Troubleshooting FAQ's
Can I change my PayID Shortname?
Can I change my PayID Shortname?
At Heritage, we assign you a PayID Shortname, based on your legal account name. This varies between financial institutions.
More help
All FAQs
Mobile Banking FAQs
Internet Banking FAQs
Apple Pay FAQ's
Samsung Pay FAQ's
Google Pay FAQ's
Online Security FAQs
Help & Guidance Articles
Contact us 24/7
