How to open a business account

Whether you're a Sole Trader, own a Company or you're establishing a Trust, opening a business account is easy with Heritage.

At Heritage, we make it our business to understand your business. We understand that Business Banking isn't just about great products, it's about genuine respect and personal attention.

That’s why we suggest you speak with one of our specialist Business Banking Managers about opening a business account and switching your business banking to Heritage. 

If you'd like to get your account application ready in advance,  follow our steps below to complete the relevant Membership Application Form for your business type.

Business Type

To get started with Business Banking at Heritage, you first need to open a business membership type that matches your established entity structure.  This established entity structure could be any of the following business types or a combination: 

Association  Australian Government Body 
Body Corporate Company
Co-Operative Deceased Estate
Partnership Self-Managed Super Fund
Sole Trader Trust

If you're unsure what your structure is, you can find more information on the Australian Government Business website.

Business Account Application Form

Once you know your established entity structure, you'll need to complete the relevant Membership Application Form and return it to Heritage along with the required supporting documents listed on the form.

Remember that all account holders must be identified by Heritage. If you'd like help through the process visit your local branch or contact us 24/7 on 13 14 22.

Business Cheque transaction account
This low-cost account is designed with small to medium businesses needs in mind and handles your day-to day business, company or trust transactions efficiently.
Apply for a loan

Business Credit Card 

To apply for our Business Credit Cardenquire online, contact us on 13 14 22 or complete and return our Application for Business Credit Card form.


Business Loan 

To apply for a business loan, enquire online, contact us on 13 14 22 or complete and return our Application for Business Finance to apply for the following products:

Grow your business confidently with us
  • Your own dedicated Business Banking Manager 
  • Small business specialists
  • Customer owned bank that puts People first
  • Award-winning products and customer service
Real stories by real customers.

"Heritage Bank has made business a lot easier for us, with the facilities that they've tailored to suit our needs."

Jamie from Orchy Ice & Coldstores Toowoomba 
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