Business Cheque Account

Our low-cost Business Cheque transaction account is designed with small to medium businesses needs in mind and handles your day-to day Business, Company or Trust transactions efficiently.

Rates

Our Business Cheque account for small to medium business needs handle day-to-day transactions to save money with no monthly account keeping fees. Some of the account features and benefits are:

$0 monthly account fee

Save money with no monthly account keeping fees

Get money out fee free

Get money out fee free at Heritage ATMs and big 4 Bank ATMs in Australia~

Digital security

Cancel or hold your card and block selected transaction types 

Payments on the go

Use a range of smart devices to pay

24hr local service

24 hours, 7 days a week mobile, internet and phone banking

Awards for Bank of the Year - Customer Service and Customer-Owned Institution of the Year

$0

Monthly account keeping fee^

Interest Rate
$1 or more
Interest calculated on daily balances and paid 3 monthly
Interest Rate
0.01%
Interest Rate
Rates Effective From 19/09/2024
Transaction fees

Transaction type 

Fee per transaction

Direct credits and debits Free
EFTPOS
Free
Visa debit and Visa payWave Free
Counter cash deposits, withdrawals, transfers and BPAY® Free
Heritage ATM withdrawals, transfers and balance enquiries Free
Cheque deposits Free
Presented cheques 
Free
Overseas ATM or counter withdrawals (Visa)  $5.00 plus overseas currency conversion fee 
Bank@Post Transactions Free

 

Heritage Online Security Token to authorise batch payments

$50 per token, every 3 years. Includes replacement tokens 

How to open a business account
Whether you're a Sole Trader, Partnership, Company or Trust, we'll need you to provide some specific information to open your new business account.
Research tools
Budget planner
Savings calculator
Term deposit calculator
How to save more money
How to choose the best savings account
Ways to bank with Heritage
Interest rates for accounts
More interest rates

Our Business Banking Specialists are available to answer any of your questions, so you can choose the product that best suits your needs. They can also help with setting up your business account, internet banking and lots more.  Tap here for live assistance.