Business Cheque Account

This low-cost account is designed with small to medium businesses needs in mind and handles your day-to day transactions efficiently.

Account Features

  •  Easy access to your funds with a Visa Debit card* or chequebook
  • 50 or 100 leaf cheque books and duplicate deposit books free of charge
  • Statements posted after 100 transactions, six months or on request
  • Business overdraft facilities available
  • Free access to online and phone banking

    * Visa Debit subject to application and approval. 

Interest Rate
Business Cheque Account (s13)
Interest Rate
Interest Rate
Rates Effective From 24/08/2016

 General Fees   Fee Amount
Monthly account keeping fee   $0
Business internet banking security token (including replacement security tokens)   $50 per token each 3 years
Transaction type Monthly fee free zone Fee per excess transaction
Heritage internet banking Unlimited Free
Heritage Access Line phone banking Unlimited Free
Direct credits Unlimited Free
Direct debits Unlimited Free
Counter cash deposits Unlimited Free
Presented cheques 10 $1.00
Counter cash withdrawals, transfer and BPAY 10 $0.50
Heritage ATM withdrawal, transfers and balance enquiries 10 $0.50
EFTPOS 10 $0.50
Cheque Deposits 10 $0.50
Non-Heritage counter withdrawals (Visa) 0 $2.50
Overseas ATM or counter withdrawals (Visa) 0 $5.00 plus 3% overseas currency conversion fee
Bank@Post cheque and cash deposits 0 $3.00
Bank@Post withdrawals 0 $3.00
Bank@Post enquiries 0 $3.00
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