Club Cheque Account

A low-cost account designed for all not for profit and charitable organisations that are incorporated or have a constitution.   



  • Available to not for profit and charitable organisations that are incorporated or have a constitution 
  • No account keeping or transaction fees^
  • 24/7 access to Heritage Online
  • Chequebook access only (Card not available)
  • Free cheque books and duplicate deposit books
  • Use Heritage Online for account enquiries, BPAY® and account transfers
  • Register for a Heritage Online Security Token to authorise payroll batches and creditor batches
  • Open at your local branch or call us on 13 14 22 for information on how to apply

Interest Rate
$1 or more
interest calculated on daily balances and paid 3 monthly
Interest Rate
Rates Effective From 01/05/2024



 Monthly Account Keeping Fee


 Transaction Fees

Heritage Online Security Token to authorise batch payments

$50 per token, every 3 years. Includes replacement tokens 

Research tools
Guide to starting a business
How to open a business account
Tips on applying for a business loan
Business loan interest rates
More interest rates
Budget planner
Savings calculator
Term deposit calculator

Our Business Banking Specialists are available to answer any of your questions, so you can choose the product that best suits your needs. They can also help with setting up your business account, internet banking and lots more.  Tap here for live assistance.

People first. Always.

We've been committed to Australian communities since 1875. In a world where so much has changed, our mission to put people before profits, never has. Learn more

Awards for Bank of the Year - Customer Service and Customer-Owned Institution of the Year