Club Cheque Account

A low-cost account designed for all not for profit and charitable organisations that are incorporated or have a constitution.   



  • Available to not for profit and charitable organisations that are incorporated have a constitution 
  • No account keeping or transaction fees^
  • 24/7 access to Heritage Online
  • Chequebook access only (Card not available)
  • Free cheque books and duplicate deposit books
  • Use Heritage Online for account enquiries, BPAY® and account transfers
  • Register for a Heritage Online Security Token to authorise payroll batches and creditor batches
  • Open at your local branch or call us on 13 14 22 for information on how to apply
Mozo People's Choice Awards 2022

Interest Rate
$1 or more
interest calculated on daily balances and paid 3 monthly
Interest Rate
Rates Effective From 16/05/2022



 Monthly Account Keeping Fee


 Transaction Fees

Heritage Online Security Token to authorise batch payments

$50 per token, every 3 years. Includes replacement tokens 

Research tools
Budget planner
Savings calculator
Term deposit calculator
How to save more money
10 top budgeting tips
Ways to bank with Heritage
Interest rates for accounts
More interest rates

Our specialists are available to answer any of your questions, so you can choose the product that best suits your needs. They can also help with internet banking, card management and lots more.  Tap here for live assistance.