Business Line of Credit

A flexible form of finance, allowing you to decide when to make principal reductions, plus the ability to re-use these funds at any time during the term of the facility.  

  • Minimum loan amount $50,000
  • Maximum loan amount $500,000
  • Terms up to 25 years against residential security and up to 15 years against other types of security including commercial, industrial and rural property
  • Interest-only terms apply during the currency of the facility
  • Variable interest rate

Interest Rate
Residential Security
Non Residential Security
Rates Effective From 23/08/2016

Application Fee  Available upon request
Monthly Fee  $20.00

Transaction Type 

Fee Per Transaction

Direct credits and debits Free
Visa debit and Visa payWave Free
Bank@Post Transactions Free
Counter cash deposits, withdrawals, transfers and BPAY® Free
Heritage ATM withdrawals, transfers and balance enquiries Free
Cheque deposits Free
Presented cheques 
Overseas ATM or counter withdrawals (Visa)  $5.00 plus overseas currency conversion fee
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