SMSF Fully Drawn Loan

Use your retirement savings as equity to purchase an investment property through your Self-Managed Super Fund with a Company Trustee. 

Features

Purchase residential, commercial or rural investment property on commercial terms with our Self-Managed Super Fund Fully Drawn Loan. Features include:

  • People first service from your own Business Banking Lending Specialist.
  • Variable or fixed interest rate options.
  • Preferred minimum loan amount $250,000.
  • Loan terms up to 25 years with residential security and up to 15 years with commercial and rural security.
  • Principal and interest repayments on all security types. Interest-only repayment option available for residential security only.
  • Repayments are monthly in arrears.
Eligibility

  • SMSF Trustee must be a Company and separate from the Property Trustee
  • Property Trustee must be a Company and separate from the SMSF Trustee
  • Maximum loan to valuation (LVR) ratio is 80% for residential property, 65% for commercial property and 50% for rural property
Rates

Interest Rate
Variable - Residential Security
Variable - Non-residential Security
1 Year Fixed - Residential Security
1 Year Fixed - Non-residential Security
2 Years Fixed - Residential Security
2 Years Fixed - Non-residential Security
3 Years Fixed - Residential Security
3 Years Fixed -Non-residential Security
4 Years Fixed - Residential Security
4 Years Fixed - Non-residential Security
5 Years Fixed - Residential Security
5 Years Fixed - Non-residential Security
Rates Effective From 15/04/2020
Interest Rate
Indicator Rate Residential Fully Drawn Loan
Indicator Rate Non-Residential Fully Drawn Loan
Rates Effective From 15/04/2020
Fees

Monthly Fee $20
Application, legal and associated fees Available upon application
These articles may help you

We are here to help

Our specialists will help you find the right product and support you through every step of the purchase.

Enquire now

Or call 13 14 22 to speak to an expert