Third Party Property Damage Insurance

Third Party Property Damage Insurance covers your legal liability for loss or damage to someone else’s property caused by a motor vehicle accident which is partly or fully your fault.

This is a summary only. For information on what is covered and not covered and the standard terms, conditions, limits and exclusions of cover, please read the Product Disclosure Statement.

  • Pay by the month at no extra cost6
  • Legal liability - $20,000,000 any one event or series of events
  • 24/7 online claims lodgement service
  • Covers any person who is driving or in charge of your vehicle with your permission
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Compare the features and benefits of Comprehensive Motor Insurance and Third Party Property Damage Insurance.
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Heritage offers Comprehensive Motor Insurance with a great range of features and optional benefits designed to suit customers with different needs.
Make a claim

Online, anytime

Do what you reasonably can to prevent any further loss, damage, or liability.
Tell the police as soon as reasonably possible about any malicious damage, theft, attempted theft, or burglary.

Start your Motor Insurance claim online 24/7.

Complete the secure online claim form, and a friendly claims representative will contact you as soon as possible to discuss the next steps. 

Alternatively, you can contact the Claims Call Centre on 13 10 13 to submit your claim. 
The claims consultant will help you through the motor insurance claims process. 

Our specialists can provide you with more information about the products we offer, and support you through every step of the purchase.

If you have a question about Insurance, please tap here for live assistance.

Understanding your insurance premiums

When it's time to renew your insurance, you may find your premium has gone up and wonder why. Understanding your premium and the factors that affect the cost, can help make sure you're paying for cover that's right for you.

Find out more.

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