What is comprehensive car insurance?
Are you looking into car insurance but not sure what you’ll be covered for?
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Car Insurance
Heritage offers Comprehensive Motor Insurance through Allianz, which includes a great range of features and additional benefits, designed to suit customers with different needs.
About this Rate
Comprehensive Motor Insurance Features
The highest level of cover we offer for your vehicle, which provides cover for fire, theft, accidents and malicious damage. It also covers your legal liability for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.
- Rental car for up to 30 days5 if your car is stolen ($100 per day limit)
- Pay by the month at no extra cost6
- Up to 10% discount on your first years' premium when you quote and buy a new comprehensive car insurance policy online1,3
- Safe driver discount for eligible drivers1,2
- Choose your own repairer4
- 24/7 online claims or phone 1300 555 030 to commence the claims process
- You may be able to increase your excess to reduce your premium1
- Switch your insurance to Heritage and deal with the people you know
Compare cover
Compare Car Insurance
Compare the features and benefits of Comprehensive Motor Insurance and Third Party Property Damage Insurance.
Third Party Property Damage Insurance
We offer Third Party Property Damage Insurance to cover your legal liability for loss or damage to someone else's property caused by a motor vehicle accident.
How to lodge a car insurance claim
Online, anytime
A convenient way to lodge a car insurance claim is via the online claim form. You can commence submitting your car insurance claim notification 24 hours a day, 7 days a week.
All you need to do is complete the online claim form. Once it is lodged, a friendly claims consultant will contact you as soon as possible.
- Secure form
- No phone queues
- Immediate confirmation number for your reference
Understanding your insurance premiums
When it's time to renew your insurance, you may find your premium has gone up and wonder why. Understanding your premium and the factors that affect the cost, can help make sure you're paying for cover that's right for you.
Note: You'll be redirected to an Allianz website.
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Read our tips on securing your home and belongings from theft.
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We are here to help
Our specialists will help you find the right product and support you through every step of the purchase.
Or call 13 14 22 to speak to an expert
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