Car Insurance Comparison

Compare the features and benefits of Comprehensive Motor Insurance and Third Party Property Damage Insurance with Heritage.

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Comprehensive Motor Insurance is the highest level of cover we offer for your vehicle, which provides cover for fire, theft, accidents and malicious damage. It also covers your legal liability for loss or damage to someone else’s property caused by a motor vehicle accident which is partly or fully your fault.

Third Party Property Damage Insurance covers your legal liability for loss or damage to someone else’s property caused by a motor vehicle accident which is partly or fully your fault.

Not sure which cover is for you? Use our car insurance comparison to compare features below and get a quick car insurance quote online. 

Switch your insurance to Heritage and deal with the people you know

Take out a new Home and Contents or Landlord insurance policy through Heritage Bank by 30 September 2021, and you could be in 1 of 8 weekly draws to win back your first year's insurance premium. Competition open to Queensland and New South Wales residents only. Conditions apply.

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Compare Car Insurance Features

This is a summary only. For information on what is covered and not covered and the standard terms, conditions, limits and exclusions of cover, please read the Product Disclosure Statement.

Rental car after theft of your vehicle

Comprehensive Yes. $100 per day limit, up to 30 days6
Third Party Property Damage  No

Reasonable cost of towing after a covered accident

Comprehensive Yes
Third Party Property Damage        No

Trailer and caravan cover

Comprehensive  Yes.
$1,000 or market value of the trailer or caravan, whichever is the lesser
Third Party Property Damage No

Cost of emergency repairs after a covered accident

Comprehensive  Yes. Up to $500 for any one incident.
Third Party Property Damage No

Cover for personal items in your vehicle

Comprehensive  Yes. Up to $1,000 for any one incident.
Third Party Property Damage No

Cover for transportation costs if your vehicle cannot be safely driven home after a covered accident

Comprehensive  Yes. Up to $500 for any one incident.
Third Party Property Damage No

Lock re-keying and re-coding, if the keys to your vehicle are stolen

Comprehensive  Yes. Up to $1,000 for any one incident.
Third Party Property Damage No

Cover for reasonable emergency accommodation & travelling expenses after a covered accident

Comprehensive  Yes. Provided that your vehicle was more than 100km from where it is normally parked at night - up to $1,000 for any one incident.
Third Party Property Damage                   No

Legal liability cover

Cover for legal liability for loss or damage to other people's property and legal liability for supplementary bodily injury - up to $20 million for any one event or series of related events

Comprehensive Yes, up to $20,000,000
Third Party Property Damage Yes, up to $20,000,000

Legal liability cover when using a substitute vehicle

Comprehensive Yes
Third Party Property Damage Yes

Approved legal costs arising from a claim for liability covered by the policy

Comprehensive  Yes
Third Party Property Damage Yes
Car Insurance Products
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Make a claim

Online, anytime

A convenient way to lodge a car insurance claim is via the online claim form. You can commence submitting your car insurance claim notification 24 hours a day, 7 days a week.

All you need to do is complete the online claim form. Once it is lodged, a friendly claims consultant will contact you as soon as possible.

  • Secure form
  • No phone queues
  • Immediate confirmation number for your reference

Over the phone

24 hours a day, 7 days a week claims service. You can call the claims hotline on 1300 555 030 and a consultant will help you commence the claims process.

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