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Motor Insurance Product Comparison
Allianz Motor Insurance through Heritage Bank has a great range of features and benefits designed to suit customers with different needs. With a 24/7 online claims lodgement service, a monthly payment option3 and a choice between Comprehensive and Third Party Property Damage cover, Allianz Motor Insurance through Heritage Bank gives you the flexibility to manage your car insurance in a way that suits you.
About this Rate
Allianz Motor Insurance through Heritage has a great range of features and benefits to suit your needs.
- Allianz's highest level of cover for your vehicle
- Cover for fire, theft, accidents, malicious damage, and legal liability costs
- Covers your vehicle, plus damage you cause to other people's vehicles or property
Third Party Property Damage Motor Insurance
- Covers your legal liability for loss or damage to someone else’s property caused by a motor vehicle accident that’s partly or fully your fault
- Approved legal liability costs
- Your own vehicle isn’t covered by this type of insurance
Key Benefits |
Comprehensive Cover |
Third Party Property Damage Cover |
| Accidental loss of or damage to your vehicle | ✔ | ✘ |
|
New for old replacement after a total loss will be for a vehicle of the same make, model, engine size, features, and paint type if:
|
✔ |
✘ |
| Legal liability cover is for loss or damage you cause to other people's cars or property and for supplementary bodily injury arising out of a single accident or a series of related events |
✔ Up to $20 million |
✔ up to $20 million |
| Approved legal costs arising from a claim for liability covered by the policy | ✔ | ✔ |
| Emergency repair costs after an accident |
✔ Up to $500 for any one covered accident |
✘ |
| Rental car after theft of your vehicle |
✔ $100 per day limit, up to 30 days4 |
✘ |
| Towing after a covered incident | ✔ | ✘ |
| Temporary cover on replacement vehicle |
✔ Up to 14 days |
✘ |
| Trailer and caravan cover |
✔ $1,000 or market value, whichever is less |
✘ |
| Legal liability cover for a substitute vehicle | ✔ | ✔ |
| Cover for personal items in your vehicle |
✔ Up to $1,000 for any one incident |
✘ |
| Emergency accommodation and travel expenses after a covered accident, provided that your vehicle was more than 100 km from where it’s normally parked at night | ✔
Up to $1,000 for any one incident |
✘ |
| Transportation costs if your vehicle can’t be safely driven home after a covered accident | ✔
Up to $500 for any one incident |
✘ |
| Lock re-keying/re-coding if the keys to your vehicle are stolen | ✔
Up to $1,000 for any one incident |
✘ |
| Child seat or baby capsule replacement after an accident | ✔
Up to $500 for any one incident |
✘ |
Optional cover |
Comprehensive Cover |
Third Party Property Damage Cover |
| Rental car after an accident, where available4 |
✔ $100 per day limit, up to 30 days |
✘ |
| Basic excess removal for windscreen claims If the broken windscreen is the only damage to your vehicle, you can get one replacement and two repairs in any period of insurance |
✔ | ✘ |
| Cover for tools of trade |
✔ Up to $3,000 for any one incident |
✘ |
| Named driver option | ✔ | ✘ |
How to make a Motor Insurance claim
Do what you reasonably can to prevent any further loss, damage, or liability.
Tell the police as soon as reasonably possible about any malicious damage, theft, attempted theft, or burglary.
Start your Motor Insurance claim online 24/7.
Complete the secure online claim form, and a friendly claims representative will contact you as soon as possible to discuss the next steps.
Alternatively, you can contact the Claims Call Centre on 13 10 13 to submit your claim.
The claims consultant will help you through the motor insurance claims process.
Understanding your insurance premiums
When it's time to renew your insurance, you may find your premium has gone up and wonder why. Understanding your premium and the factors that affect the cost, can help make sure you're paying for cover that's right for you.
Note: You'll be redirected to an Allianz website.
We are here to help
Our specialists will help you find the right product and support you through every step of the purchase.
Or call 13 14 22 to speak to an expert