Limited time offer
Receive your first two months of cover free* on all cover types selected when you apply before 30 September 2022.
FlexiCover Life Insurance offers a number of cover types. These include Life, Total and Permanent Disability, Income Protection and Trauma covers.
You can apply for one or more of these cover types to help ensure you and your family are financially protected if you were to pass away, could no longer work due to a serious injury or illness, or be diagnosed with a defined serious illness condition (depending on covers selected).
FlexiCover Life Insurance is issued by NobleOak Life, who are Australia’s most awarded Direct Life Insurer of 2021.**
In the event of a claim, you or your beneficiary (depending on which cover types you select) would receive a lump sum payment^^ which could be used in any way you see fit, including for example to help to clear the balance of your loan or any other financial commitments.
You can choose to activate the annual decreasing cover feature with Life, Total and Permanent Disablement (TPD) and Trauma Insurance to reduce^ your cover each year - for example, as your financial commitments reduce over time. When you do this, your premium adjusts accordingly to help make your Life Insurance more affordable.
NobleOak ask you questions about your health and lifestyle upfront, which means you will have more certainty in the event of a claim.
Life Insurance pays a lump sum to your nominated beneficiary upon death (or paid in advance if you are diagnosed with a terminal illness) and advance payment (of $15,000) to assist with funeral expenses.
Income Protection provides financial support for yourself and your family if injury or illness prevents you from working. If you choose Income Protection, a share of your income is paid during your benefit period, whilst you are unable to work.
Total and Permanent Disablement Insurance
Help protect yourself and your family from financial stress with a lump sum payment if you’re permanently disabled from a sickness or injury and unable to work again. Total and Permanent Disablement (TPD) insurance is available as an option with Life Insurance cover.
Help pay for treatment expenses and lifestyle adjustments with a lump sum payment if diagnosed with a covered critical illness. Includes cover for 37 critical medical conditions listed in the Product Disclosure Statement.