Landlord Insurance

Insure your investment property you’ve worked hard for with Landlord Insurance through Heritage.

Insurance Features

  • Up to 30% No Claim Bonus1,2
  • Optional additional cover for rent default and theft by tenant
  • Get legal liability protection up to $10 million 
  • Option to pay by the month at no extra cost3
  • Save up to 10% on your first year's premiums for your new landlords insurance policy when you buy online1,4
  • Reduce your premium by increasing your excess 

By proceeding to get a quote, you agree to receive the Financial Services Guide on our website. 

Compare cover

This is a summary only. For the standard terms, conditions, limits and exclusions of cover, please refer to the Landlord Insurance Product Disclosure Statement

The following are insured events when you purchase Landlords building or contents insurance through Heritage:

  • Accidental breakage of glass
  • Earthquake
  • Explosion
  • Fire or smoke
  • Impact damage
  • Lightning or thunderbolt
  • Riot or civil commotion
  • Storm, rainwater or run-off
  • Theft, burglary or housebreaking
  • Tsunami
  • Water or other liquid damage
Building cover Yes
Contents cover       Yes          
Building cover No
Contents cover       Yes          
Building cover Yes
Contents cover       No           
Building cover Yes
Contents cover       Yes           
Building cover   Yes. Up to to $10,000 automatically included when you take buildings cover only.

Contents cover
            
No         
Building cover Yes, up to to $10,000,000.      
Contents cover       Yes, up to to $10,000,000.
Building cover Yes      
Contents cover       No                 
Building cover Yes      
Contents cover       No                 
Building cover Yes      
Contents cover       Yes                 
Building cover Yes      

Contents cover
          
Available under contents cover only when the building is part of a strata.                 
Building cover Yes      
Contents cover      Yes               
Building cover Yes      
Contents cover       Yes                 

By proceeding to get a quote, you agree to receive the Financial Services Guide on our website. 

Optional additional covers

You can choose to add this cover onto your policy for an additional cost, to protect your investment from rent default or theft by tenant.

Building cover Optional extra           
Contents cover     Optional extra                                                                        
Building cover Optional extra           
Contents cover       Optional extra

Flood may be available as an option cover if your investment property/risk address is one for which we offer flood cover. We will advise you if the flood cover option is offered during your quote.

Building cover Optional extra           
Contents cover       Optional extra                                                              
How to Claim

Claim Online Anytime

Landlord insurance claims can be made online anytime by submitting an online claim form. Once the claim is lodged, a friendly claims consultant will contact you as soon as possible. 

Online claim forms are a secure way to make an insurance claim, with no phone queues and the ability to receive an immediate confirmation reference number.
 

Claim Via Phone Anytime

Call the claims hotline on 1300 555 030 – 24 hours a day, 7 days a week.

For the standard terms, conditions, limits and exclusions of cover, please read the Landlord Insurance Product Disclosure Statement

To review the Key Facts Sheets available for Landlord Buildings and/or Contents cover, click here. 
 
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