Following the Reserve Bank’s recent decision, we're reducing our variable rate home loans by 0.25%pa from 30 May 2025. Learn more here.
Home Insurance
Insure your house, the things inside it, your portable contents or your investment property. With products and options to tailor your cover, you can select the right product for you.
About this Rate
This is a limited summary of cover only. For full details of the terms, conditions, limits and exclusions about our home insurances please refer to the relevant Allianz Home and/or Allianz Landlord Product Disclosure Statements (PDS) and any applicable supplementary PDS before making a decision to purchase the insurance. To see some of the events covered and not covered, please refer to the Allianz Home Buildings, Allianz Home Contents, Allianz Landlord Buildings or Allianz Landlord Contents Key Fact Sheets (KFS).
Building and Contents Insurance
- Save up to 10% on your first year’s premium when you quote and buy a new Building and/or contents insurance policy online1,4
- Combine your building and contents cover to receive up to 10% discount on your premium 2,4
Landlord Insurance
- Cover for loss or damage caused by an insured event to your investment property and/or any contents you provide for the tenant's use
- Up to $20 million legal liability cover
Contents Insurance for Renters
- Cover for your belongings at your rental property from damage caused by fire7, theft and storm7.
- Covers landlord's structures or fittings for which you, the tenant, are legally responsible under your lease.
Buildings Insurance
- Designed to cover the physical structures that make up your home buildings, including the garage, deck, sheds and more.
- Cover against loss or damage caused by fire7, storms7, earthquake8, impact damage, and more.
Contents Insurance
- Designed to cover items at your home, from furniture and white goods to personal belongings like computers, clothing and shoes.
- Cover for contents intended to be kept outside, like your barbeque, outdoor furniture and children’s play equipment up to $2,000 in total.
Policy Documents and Key Fact Sheets
We do not provide advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision, please refer to the relevant Home or Landlord Product Disclosure Statement (PDS), any applicable supplementary PDS and Home Buildings, Home Contents, Landlord Buildings or Landlord Contents Key Fact Sheet also available for reference.
Understanding your insurance premiums
When it's time to renew your insurance, you may find your premium has gone up and wonder why. Understanding your premium and the factors that affect the cost, can help make sure you're paying for cover that's right for you.
Note: You'll be redirected to an Allianz website.