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27/03/2020:
Heritage Bank will cut interest rates in a move designed to help those hit hard by the COVID-19 downturn. Read more
- Buildings & Contents Insurance
- Buildings Insurance
- Contents Insurance
- Contents Insurance for renters
- Landlords Insurance
- Policy documents and Key Fact Sheets
- These articles may help you
Insure your house, the things inside it, your portable contents, or your investment property. With products and options to tailor your cover, you can select the right product for you.
- Up to 10% discount on your first year's premium when purchasing a new policy online1,4
- 24/7 emergency claims assistance
- Pay by the month at no extra cost 6
Buildings & Contents Insurance
Protect your home inside and out from loss or damage caused by one or more of 11 insured events.
- Save up to 10% on your first year’s premium when you purchase a new building and/or contents policy online1,4
- Combine your building and contents cover to receive up to 10% discount on your premium 2,4
Buildings Insurance
Protect your home buildings from unexpected events such as fire, theft, and storm.
- Designed to cover the physical structures that make up your home buildings, including the garage, deck, sheds and more.
- Cover against loss or damage caused by fire, storms, earthquake, impact damage, and more.
Contents Insurance
Protect the belongings kept at the insured address for loss or damage caused by one or more of 11 insured events.
- Designed to cover items at your home, from furniture and white goods, to personal belongings like computers, clothing and shoes.
- Cover for contents intended to be kept outside, like your barbeque, outdoor furniture and children’s play equipment up to $2,000 in total.
Contents Insurance for renters
Protect your belongings if you live in a rental property from loss or damage from insured events such as theft, fire and storm.
- Cover for your belongings at your rental property from damage caused by fire, theft and storm.
- Covers landlord's structures or fittings for which you, the tenant, are legally responsible under your lease.
Landlords Insurance
Protect your investment property and landlord’s contents from insured events such as theft, fire, storm and malicious damage.
- Cover for loss or damage caused by an insured event to your investment property and/or any contents you provide for the tenant's use
- Up to $20 million legal liability cover
Policy documents and Key Fact Sheets
This is a limited summary of cover only. For full details of the terms, conditions, limits and exclusions about our home insurances please refer to the relevant Home or Landlords Insurance Product Disclosure Statements (PDS) and any applicable supplementary PDS before making a decision to purchase the insurance. To see some of the events covered and not covered, please refer to the relevant Key Fact Sheets (KFS).
If you purchased home or landlord insurance before 16 December 2019, please refer to the relevant Product Disclosure Statements, any applicable supplementary PDS and Buildings or Contents Key Fact Sheets
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