Home & Contents Insurance

If an electrical current damages a household electrical motor.

If you accidentally break a bone, anywhere in Australia.

If the key for the lock of any external door or window at your risk address is stolen during the period of insurance, or there are reasonable grounds to believe that the key(s) have been duplicated.

If you make a claim during the period of insurance, the sums insured for your buildings/and or contents will be adjusted with reference to the Consumer Price Index from the effective date of the current period of insurance.

If you suffer fatal injury caused by burglars, house breakers or fire at your insured address.

Cover to install a rainwater tank, solar power system, hot water exchange system or grey water recycling system, if your building is totally destroyed by an insured event.

Cover for the cost of landscaping to replace fixed trees, plants and shrubs that were planted in the ground and have been lost or damaged by an insured event covered in your policy (excluding damage caused by storm, rainwater or run-off). 

Cover to reimburse your reasonable legal costs for the discharge and replacement of your mortgage(s) if your building is totally destroyed by an insured event.

If your dog or cat is injured in a road accident.

Cover if your credit card or ATM card is lost or stolen and you are legally liable to pay for the credit given to anyone who has found or stolen your card.

Cover for reasonable costs to move and store your contents while you’re building is being repaired or rebuilt following a major insured event.

If a security firm attended your insured address in response to a monitored alarm signal, and your claim for burglary, housebreaking or theft has been approved.