Home Insurance
Insure your house, your belongings inside it, or your portable contents. With products and options to tailor your cover, you can select the right product for you.
About this Rate
Insure your home inside and out from loss or damage caused by one or more of 11 insured events.
- Save up to 10% on your first year’s premium when you quote and buy a new home insurance policy online1,4
- Combine your building and contents cover to receive up to 10% discount on your premium 2,4
Insure your investment property and landlord’s contents from insured events such as theft, fire7, storm7 and malicious damage.
- Cover for loss or damage caused by an insured event to your investment property and/or any contents you provide for the tenant's use
- Up to $20 million legal liability cover
Insure your belongings if you live in a rental property from loss or damage from insured events such as theft, fire7 and storm7.
- Cover for your belongings at your rental property from damage caused by fire7, theft and storm7.
- Covers landlord's structures or fittings for which you, the tenant, are legally responsible under your lease.
Insure your home buildings from unexpected events such as fire7, theft, and storm7.
- Designed to cover the physical structures that make up your home buildings, including the garage, deck, sheds and more.
- Cover against loss or damage caused by fire7, storms7, earthquake, impact damage, and more.
Insure the belongings kept at the insured address for loss or damage caused by one or more of 11 insured events.
- Save up to 10% on your first year’s premium when you quote and buy a new home insurance policy online1,4
- Cover for contents intended to be kept outside, like your barbeque, outdoor furniture and children’s play equipment up to $2,000 in total.
This is a limited summary of cover only. For full details of the terms, conditions, limits and exclusions about our home insurances please refer to the relevant Home or Landlords Insurance Product Disclosure Statements (PDS) and any applicable supplementary PDS before making a decision to purchase the insurance. To see some of the events covered and not covered, please refer to the relevant Key Fact Sheets (KFS).
Understanding your insurance premiums
When it's time to renew your insurance, you may find your premium has gone up and wonder why. Understanding your premium and the factors that affect the cost, can help make sure you're paying for cover that's right for you.
Note: You'll be redirected to an Allianz website.
Are you an existing Heritage member?
This will determine how best we can help.