Home & Contents Insurance

Protect your valuable assets with home buildings and contents insurance through Heritage.

Insurance Features

Heritage offers home buildings and contents insurance with a range of features and benefits designed to give you peace of mind. Whether you are looking for cover for insured events or cover for accidental loss or damage, we may be able to assist.

  • Save up to 10% on your home insurance policy when you buy online1,2
  •  New for old replacement, where Allianz agrees to replace your items
  • Up to 30% No Claim Bonus1,3
  • The option of cover to protect your portable items away from home (available only with contents cover)
  • Option to pay by the month at no extra cost4
  • 24/7 claims lodgement service
3 stylist tips to maximise the sale price of your home

Life is full of little surprises.

Open a Target Bonus account today and you'll earn a bonus interest rate for every month you make at least one deposit, and no withdrawals. Now that's a surprise!

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Home Insurance products

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Classic Home Insurance

Classic Home Insurance can protect your home and contents against a wide range of events such as fire, storm and theft. It also includes benefits such as cover for fraudulent use of lost or stolen credit cards (available with contents cover only), legal liability cover up to $20 million, and fusion cover - for example, if your fridge motor burns out.
 

Prestige Home Insurance

Prestige Home Insurance provides cover for accidental loss or damage to your buildings and/or contents. Compared with Classic Home Insurance, it also provides additional benefits and some higher policy limits.
 
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Find out how we may help you protect your vehicle with a car insurance policy through Heritage.

For the standard terms, conditions, limits and exclusions of cover, please read the Classic Home Insurance Product Disclosure Statement and the Prestige Home Insurance Product Disclosure Statement. 

 
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We are here to help

Our specialists will help you find the right product and support you through every step of the purchase.

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Or call 13 14 22 to speak to an expert